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Valued Contributor
Burned2manybridgesB4
Posts: 2,031
Registered: ‎03-15-2012
0

Re: Testing Chase waters again...

Outright denial letter, dated day after app. They never updated auto advisor. Cites old account, and no score/CRA info not used in determination. BLACKLIST STILL IN EFFECT.

Established Contributor
SamsungHDTV
Posts: 543
Registered: ‎10-25-2011
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Re: Testing Chase waters again...


Burned2manybridgesB4 wrote:
Outright denial letter, dated day after app. They never updated auto advisor. Cites old account, and no score/CRA info not used in determination. BLACKLIST STILL IN EFFECT.

Are you now planning to call backdoor number?

I'm a personal banker and do a lot of auto loans serving the Houston area.
I suggest first time car buyers to read the sticky guide in the auto loan section.
I try to check these forums often, but if I missed your post, please feel free to message me with a link to it.
Valued Contributor
Burned2manybridgesB4
Posts: 2,031
Registered: ‎03-15-2012
0

Re: Testing Chase waters again...

Waste of time, but I might as well, just to get a laugh from a csr.

Established Member
tduke
Posts: 29
Registered: ‎12-15-2010
0

Re: Testing Chase waters again...

Damn, that's disappointing. Might as well call recon, you have nothing to lose


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Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012
0

Re: Testing Chase waters again...

Wow! I'm so sorry! I can't believe Chase blacklists for over a decade even though you finally paid the outstanding debt. Unbelievable! 13 years and still no love from Chase. That tells other folks reading this that if you screw up with Chase, you go on their hit list for real! I am still holding out hope that the recon will be successful for you. Keep us updated.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
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09Lexie
Posts: 25,387
Registered: ‎09-13-2012
0

Re: Testing Chase waters again...

Talking about holding a grudge! Hopefully, the recon will be successful.
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Testing Chase waters again...

did you send letters to executive office? and the debt has to be paid in full, Chase is very forgiving they removed 2 charged off accounts from my friend's parents report last year after a goodwill letter + 100% payment check. Just wrote the truth of how her mom had to go to Vietnam for her mom's funeral and ended up staying there for 6 months to take care of her grandpa and somehow thought it was on auto pay.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012
0

Re: Testing Chase waters again...

Sorry! I thought you had it with the 3 pulls. Try to call and recon. It can't hurt.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
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Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013
0

Re: Testing Chase waters again...

i would call recon, write letters to their executive office, and even talk to a branch manager.

 

You paid off whatever you owed them entirely, although they could argue that they lost out on interests for that money for a few years. But paying off a bad debt is much better than running off a bad debt.


I am sure there'll be someone in Chase who's willing to reconsider your profile.

 

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Valued Contributor
Burned2manybridgesB4
Posts: 2,031
Registered: ‎03-15-2012
0

Re: Testing Chase waters again...

No recon. CH#7 is a killer for me, due to amount. Not worth revisiting the debt wiped, just to hold one of their cards.


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