@credittothemax At what point during your attempts to obtain a freedom card did you obtain the BCE card and how long was your credit history at the time? I got the freedom card, but Chase gave me a hard time on not having a long enough history with revolvers for CSP. What was your initial BCE limit?
Good luck OP. Did you pay back the $7,000 to Chase?
Three months later: I'm trying again..
You're my hero! I've got a CO with Chase about the same age as yours and was denied 12/2012... so thanks for your efforts.
@ Bribo: Nope. That was the big "bk 7." Don't need their card that bad, if they want me to go that route.
*edit: I'm calling recon now.
I'm really curious how issuers decide whom they will forgive on prior bad debts. I know they do forgive a portion. I wonder if it's based on time, amount, some other data or if some they've just lost the records.
Burned: Are you just talking to CSR's or are you contacting some backdoors? I'm asking because my mother was an AU on a Chase account that went to CO and I want to call them and attempt a PIF for optimal credit repair and get her un-blacklisted.