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@Shogun wrote:As some of you may know, I spend the majority of my time posting on other boards, Rebuilding, General, Understanding Scores, etc. But I do come here often to read threads and help keep the board running. I've learned much by reading the posts here, and have actually started getting more active in the CC threads. The reason I wasn't on here much before? I had no CCs! Yup.... that's right... I had none, zero, zilch.
As of August 3012 I had $0 in revolving credit. I had improved my CRs by quite a bit, but had been afraid to apply for anything. I figured it was then time to change things. So in Sept. of 12 I decided to try and get some revolving credit. I almost didn't post this, because I didn't want to come off as being braggadocio, but the credit goes to the great "gurus" of the boards, so I wanted to give you a big thanks. Here's my journey.
Sept. 2012 Applied for Walmart: $650 now at $3500
Applied for AMEX Zync, denied
Oct. 2012 Applied for Lowes: $550 now at $1700
Dec. 2012 Applied for Barclay NFL: $2500 now at $4700
Feb. 2013 Applied for DiscoverIT: $5500
July 2013 Applied for Chase Freedom: $6000
Applied for Citi TYP: $10000
Applied for AMEX BCE $16000
So in less than a year I've gone from $0 to $47,400 in revolving credit.
Big thanks to:
09 Lexie
myjourney
enharu
creditaddict
HiLine
Youngandcreditworthy
daybreakgonesXe
Open123
SnackTrader
LS2982
CS800
And countless others on the CC forums.
You will now find me a resident in the garden hanging with my friends, and I've enjoyed the last two Friday Night Socials.
With deepest thanks,
Shogun
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!
Congrats and definitely don't feel like a braggart. You've done well. I was going to post up a thread like this myself thanking everyone, but I am going to wait until my one year anniversary of getting serious about credit (September). I have a similar story.
Looks good Shogun! Nice job!!
@Shogun wrote:As some of you may know, I spend the majority of my time posting on other boards, Rebuilding, General, Understanding Scores, etc. But I do come here often to read threads and help keep the board running. I've learned much by reading the posts here, and have actually started getting more active in the CC threads. The reason I wasn't on here much before? I had no CCs! Yup.... that's right... I had none, zero, zilch.
As of August 3012 I had $0 in revolving credit. I had improved my CRs by quite a bit, but had been afraid to apply for anything. I figured it was then time to change things. So in Sept. of 12 I decided to try and get some revolving credit. I almost didn't post this, because I didn't want to come off as being braggadocio, but the credit goes to the great "gurus" of the boards, so I wanted to give you a big thanks. Here's my journey.
Sept. 2012 Applied for Walmart: $650 now at $3500
Applied for AMEX Zync, denied
Oct. 2012 Applied for Lowes: $550 now at $1700
Dec. 2012 Applied for Barclay NFL: $2500 now at $4700
Feb. 2013 Applied for DiscoverIT: $5500
July 2013 Applied for Chase Freedom: $6000
Applied for Citi TYP: $10000
Applied for AMEX BCE $16000
So in less than a year I've gone from $0 to $47,400 in revolving credit.
Big thanks to:
09 Lexie
myjourney
enharu
creditaddict
HiLine
Youngandcreditworthy
daybreakgonesXe
Open123
SnackTrader
LS2982
CS800
And countless others on the CC forums.
You will now find me a resident in the garden hanging with my friends, and I've enjoyed the last two Friday Night Socials.
With deepest thanks,
Shogun
CONGRATS!!!!
WTG on your accomplishments!!!
(And welcome to the Garden!!!! )
Congrats, Shogun!! Nice to see you in the CC forums again (last time I saw you actively in here was when I first joined the forums!)
You definitely deserve all you have received credit-wise! I have many years until I get to see an 800+, but your story proves that it's long worth the wait, and that you don't even necessarily need credit cards to achieve it! Getting such high scores are more about aging your accounts and having positive payment history than they are accumulating a bunch of cards and applying for loans simply for a "credit mix".
See ya around!