10-07-2012 04:15 AM
My statement closing date is the 27th evey month.
I pulled my credit this morning and they mid cycle reported $423, Really??
This card is looking more and more good for my sock drawer. ![]()
10-07-2012 04:30 AM
Ouch! I've been lucky, whenever they have done a mid cycle update I've had a fairly low balance. Any reason why they did one on you? CLI Button?
Current Scores: TU 746, EX 755, EQ 72410-07-2012 04:48 AM
Default4 wrote:Ouch! I've been lucky, whenever they have done a mid cycle update I've had a fairly low balance. Any reason why they did one on you? CLI Button?
I called in for a CLI and got declined, tryed online and it said im not eligible at this time. That shouldnt mean report again.
10-07-2012 06:40 AM - edited 10-07-2012 06:49 AM
SIMILAR PROBLEM HERE! I don't like how Discover reports at all! I had already paid my balance down to zero. After the fact...it reported on my CR during mid cycle! Luckily I had only a 10 dollar balance but it was 0 by the time they reported my previous balance...LOL. And get this! There was NO statement generated for the month b/c I had a ZERO balance..WTH Discover?? Most CCCs generate statements even if there is no balance only if you've had activity for the period...why is Discover different?
10-07-2012 07:16 AM
10-07-2012 08:20 AM
10-07-2012 08:29 AM
10-07-2012 08:57 AM
I love Discover as well, but they do have some shady practices. It does make me reconsider using their card extensively.
10-07-2012 09:05 AM
Well they just got demoted to auto pay electric bills only. ![]()
10-07-2012 09:28 AM
Well, I'm not as observant about the mid-cycle reporting part ![]()
However, it was about a month after I was declined for a CLI that they called and offered me most of what I requested.... over half anyway.
Just thought I'd share the info. It was also close to maxed at the time (0% that I use the omph out of...).

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


