Credit Card Center Advertiser Disclosure†
10-07-2012 04:15 AM
My statement closing date is the 27th evey month.
I pulled my credit this morning and they mid cycle reported $423, Really??
This card is looking more and more good for my sock drawer.
10-07-2012 04:48 AM
Ouch! I've been lucky, whenever they have done a mid cycle update I've had a fairly low balance. Any reason why they did one on you? CLI Button?
I called in for a CLI and got declined, tryed online and it said im not eligible at this time. That shouldnt mean report again.
10-07-2012 06:40 AM - edited 10-07-2012 06:49 AM
SIMILAR PROBLEM HERE! I don't like how Discover reports at all! I had already paid my balance down to zero. After the fact...it reported on my CR during mid cycle! Luckily I had only a 10 dollar balance but it was 0 by the time they reported my previous balance...LOL. And get this! There was NO statement generated for the month b/c I had a ZERO balance..WTH Discover?? Most CCCs generate statements even if there is no balance only if you've had activity for the period...why is Discover different?
10-07-2012 07:16 AM
10-07-2012 08:20 AM
10-07-2012 08:57 AM
I love Discover as well, but they do have some shady practices. It does make me reconsider using their card extensively.
10-07-2012 09:28 AM
Well, I'm not as observant about the mid-cycle reporting part
However, it was about a month after I was declined for a CLI that they called and offered me most of what I requested.... over half anyway.
Just thought I'd share the info. It was also close to maxed at the time (0% that I use the omph out of...).