10-07-2012 04:15 AM
My statement closing date is the 27th evey month.
I pulled my credit this morning and they mid cycle reported $423, Really??
This card is looking more and more good for my sock drawer.
10-07-2012 04:48 AM
Ouch! I've been lucky, whenever they have done a mid cycle update I've had a fairly low balance. Any reason why they did one on you? CLI Button?
I called in for a CLI and got declined, tryed online and it said im not eligible at this time. That shouldnt mean report again.
10-07-2012 06:40 AM - edited 10-07-2012 06:49 AM
SIMILAR PROBLEM HERE! I don't like how Discover reports at all! I had already paid my balance down to zero. After the fact...it reported on my CR during mid cycle! Luckily I had only a 10 dollar balance but it was 0 by the time they reported my previous balance...LOL. And get this! There was NO statement generated for the month b/c I had a ZERO balance..WTH Discover?? Most CCCs generate statements even if there is no balance only if you've had activity for the period...why is Discover different?
10-07-2012 07:16 AM
10-07-2012 08:20 AM
10-07-2012 08:57 AM
I love Discover as well, but they do have some shady practices. It does make me reconsider using their card extensively.
10-07-2012 09:05 AM
Well they just got demoted to auto pay electric bills only.
10-07-2012 09:28 AM
Well, I'm not as observant about the mid-cycle reporting part
However, it was about a month after I was declined for a CLI that they called and offered me most of what I requested.... over half anyway.
Just thought I'd share the info. It was also close to maxed at the time (0% that I use the omph out of...).
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.