I am one happy lady I woke up to a text message from NFCU saying my UNSECURED n-rewards visa application was approved! I was ready to start the secured option but looks like I won't have to. I only have 2 open revolving accounts with very small limits (Cap1-300 and Orchard/Cap1-300). I've paid on time every month for six months so far and Navy Fed gave me $1000. CL. I want to see if they will consider a small increase to the CL but don't want to seem too greedy. I've read a lot about how generous Navy FCU is and I am trying to rebuild with a current EQ FICO of 579. Do you guys have any advice/tips on how to use this new cc to maximize score and possibly receive auto CLIs from Navy Federal?
Want to treat NFCU good!!!
Congrats! I'm jealous, I so want to join them!
No advice, just wanted to say congrats!!! Good luck on your rebuilding!
Congrats, treat them well and they will treat you even better.
Thanks to all for the congrats. Any advice anyone????
Awww congrats! I wouldn't push it with a CLI just yet. I would be soooo good about paying in full for a few months then hit them with the 'gimme more' button. I just did a post for NFCU love. They are an incredible institution if you can get in. I am both a member of USAA and NFCU. Are there better products? Of course. But nobody takes better care of their members. Nobody. *slap five*