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Thank you Navy FCU!

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madmann26
Valued Contributor

Re: Thank you Navy FCU!

It's worth a shot. Show proof of income and it may happen.

Current FICO 9 Scores



Message 11 of 21
doc101
Regular Contributor

Re: Thank you Navy FCU!

Do you have to be in the military to join up?


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


Message 12 of 21
madmann26
Valued Contributor

Re: Thank you Navy FCU!

No doc....if a direct family is already a member, it's super easy. If a family member is former military, them joining first is best and easiest for you.

Current FICO 9 Scores



Message 13 of 21
doc101
Regular Contributor

Re: Thank you Navy FCU!

I currently have 2 family members serving in the Air Force and 2 uncles retired from the Army. This might be my cue to join up


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


Message 14 of 21
beautybrainsbooty
Regular Contributor

Re: Thank you Navy FCU!

oh if you can get in then do it! be prepared to show documentation of the relationship just in case-but it is completely 100% worth it! best of luck!

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Message 15 of 21
DCole3g
New Contributor

Re: Thank you Navy FCU!

Congrats... I applied with them a couple months ago and was denied.  My credit scores have since improved and I am considering trying again, especially after your success story.

 

Message 16 of 21
Dustink
Valued Contributor

Re: Thank you Navy FCU!


@rm3 wrote:

Thanks to all for the congrats. Any advice anyone????


Use your card regularly and PIF every month. After 6 months give them a call for a CLI.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 17 of 21
rm3
Regular Contributor

Re: Thank you Navy FCU!

 Would you suggest PIF before statement cuts or by the due date on the bill?

 
Message 18 of 21
cobra19
Valued Contributor

Re: Thank you Navy FCU!

Use the card - sparingly. Make sure you keep the reporting balance at <$50. In 6 months, you'll get a nice big, fat increase.

New York Yankees - 2009 World Series Champions. 27... and counting.....
Message 19 of 21
rm3
Regular Contributor

Re: Thank you Navy FCU!

I took a chance and sent a message to Navy FCU to request a CL increase on my new n-rewards visa and I just received this message:

 

Navy Federal Response 10/11/2012 : Thank you for your message. We are pleased to inform you that we have approved your increase to $2,000.00. If we can be of any further assistance, please let us know.

 

I am screaming on the inside and wish i could do a back flip right now! I love this forum and NavyFCU!!! :-)

 
Message 20 of 21
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