05-30-2009 05:02 PM
05-30-2009 05:15 PM
05-30-2009 05:36 PM
05-30-2009 09:11 PM - edited 05-30-2009 09:13 PM
Congratulations on your credit improvement! I hope you have similar luck on your daughters files.
Yes, having collections, no matter how old they may be, removed from your reports, can give you a huge increase in scores. Super congrates on having these removed!!
I also agree with you that schools should do more to educate young people on the proper use of credit and how to read and correct credit reports.
Good luck to you.
BTW...I had no problem reading your post and this can be a difficult forum to post on...thanks for taking the time to share your experiences!!!
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.