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Contributor
Stephen_Dashman
Posts: 97
Registered: ‎12-04-2012

Re: Thank you for choosing DCU for your credit card needs!


zerobacan wrote:

Congrats!

 

your scores are kinda like me, and your limits too and your inqs

 

what is your utilization and do you have any baddies in the past?

 

 i have a 60 days late and 2 30s from october november 2011.


Thanks everyone~!

 

zeobacan - I think I was at 9% utilization when I applied. have quite a few baddies on student loans all of the above days late..lol :smileywink: especially from 2008 also an unpaid collection from that time also. I think I've heard of DCU being more lenient on some baddies being aged a bit.

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: Thank you for choosing DCU for your credit card needs!

Congrats. I have a DCU branch like an hour away and I am about to start a new part time job and have been considering direct depositing my paycheck there and have also beeon considering applying for a Creditbuilder loan through then seeing as my credit needs some building.

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Established Contributor
ObeyJohnny12
Posts: 591
Registered: ‎05-05-2012

Re: Thank you for choosing DCU for your credit card needs!

Congrats! Nice cl as well.
Gardening Since: March 4, 2013.
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Contributor
Stephen_Dashman
Posts: 97
Registered: ‎12-04-2012

Re: Thank you for choosing DCU for your credit card needs!


dddewdrop wrote:

Congrats. I have a DCU branch like an hour away and I am about to start a new part time job and have been considering direct depositing my paycheck there and have also beeon considering applying for a Creditbuilder loan through then seeing as my credit needs some building.


I was looking at that creditbuilder loan not too long ago but I'm probably ok for now. Not really that close to a branch here in MN but really liking them anyway!

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Contributor
Stephen_Dashman
Posts: 97
Registered: ‎12-04-2012

Re: Thank you for choosing DCU for your credit card needs!


ObeyJohnny12 wrote:
Congrats! Nice cl as well.

Thank ya. I was thinking 2000 would be pretty nice but would probably be under or it wouldn't happen but 3200 whoo hooo! :smileyhappy:

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Established Contributor
zerobacan
Posts: 726
Registered: ‎01-13-2013

Re: Thank you for choosing DCU for your credit card needs!


Stephen_Dashman wrote:

zerobacan wrote:

Congrats!

 

your scores are kinda like me, and your limits too and your inqs

 

what is your utilization and do you have any baddies in the past?

 

 i have a 60 days late and 2 30s from october november 2011.


Thanks everyone~!

 

zeobacan - I think I was at 9% utilization when I applied. have quite a few baddies on student loans all of the above days late..lol :smileywink: especially from 2008 also an unpaid collection from that time also. I think I've heard of DCU being more lenient on some baddies being aged a bit.


Thanks buddy! I will see my chances with them later this year

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