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Thank you for choosing DCU for your credit card needs!

Contributor

Re: Thank you for choosing DCU for your credit card needs!


zerobacan wrote:

Congrats!

 

your scores are kinda like me, and your limits too and your inqs

 

what is your utilization and do you have any baddies in the past?

 

 i have a 60 days late and 2 30s from october november 2011.


Thanks everyone~!

 

zeobacan - I think I was at 9% utilization when I applied. have quite a few baddies on student loans all of the above days late..lol Smiley Wink especially from 2008 also an unpaid collection from that time also. I think I've heard of DCU being more lenient on some baddies being aged a bit.

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Message 11 of 16
Valued Contributor

Re: Thank you for choosing DCU for your credit card needs!

Congrats. I have a DCU branch like an hour away and I am about to start a new part time job and have been considering direct depositing my paycheck there and have also beeon considering applying for a Creditbuilder loan through then seeing as my credit needs some building.

Message 12 of 16
Established Contributor

Re: Thank you for choosing DCU for your credit card needs!

Congrats! Nice cl as well.
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Message 13 of 16
Contributor

Re: Thank you for choosing DCU for your credit card needs!


dddewdrop wrote:

Congrats. I have a DCU branch like an hour away and I am about to start a new part time job and have been considering direct depositing my paycheck there and have also beeon considering applying for a Creditbuilder loan through then seeing as my credit needs some building.


I was looking at that creditbuilder loan not too long ago but I'm probably ok for now. Not really that close to a branch here in MN but really liking them anyway!

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Message 14 of 16
Contributor

Re: Thank you for choosing DCU for your credit card needs!


ObeyJohnny12 wrote:
Congrats! Nice cl as well.

Thank ya. I was thinking 2000 would be pretty nice but would probably be under or it wouldn't happen but 3200 whoo hooo! Smiley Happy

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Message 15 of 16
Established Contributor

Re: Thank you for choosing DCU for your credit card needs!


Stephen_Dashman wrote:

zerobacan wrote:

Congrats!

 

your scores are kinda like me, and your limits too and your inqs

 

what is your utilization and do you have any baddies in the past?

 

 i have a 60 days late and 2 30s from october november 2011.


Thanks everyone~!

 

zeobacan - I think I was at 9% utilization when I applied. have quite a few baddies on student loans all of the above days late..lol Smiley Wink especially from 2008 also an unpaid collection from that time also. I think I've heard of DCU being more lenient on some baddies being aged a bit.


Thanks buddy! I will see my chances with them later this year

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 16 of 16