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Dude, you are a Ninja!
@earlybird2 wrote:
First time poster! I can not say thank you enough. As of 6 weeks ago I had a 598 credit score, 6 baddies from years ago, 3 secured cards, 4 store cards, and 3 subprime cards. My AAoA is a year and a half. All my payments have been on time. In these past 6 weeks, I have totally observed all the posts, and have successfully removed all baddies off all reports. Last week I was approved for Discover It, Chase Slate, Capital One Cash Back. And as of today Amex approved me for a Blue Cash. All through manual recons using back door numbers. A little history, last year bought a HUD home with cash, and ran high balances during the remodel process for a year. During the past year I never was late or missed a payment though. Never asked for cli or new cards. Paid off everything in Feb. and started the process. 2 Afni's, 2 Verizon's , I Trident,
And a utility bill. This has been the most stressful time, it's a full time job by itself.. I will tell anyone hang in there, and don't give up. Wanted to say the hell with it and wife and kids pushed me on. Have a good support system while you rebuild because you WILL need it. As of today my Fico is a 723 and climbing. I never would have gotten this far, without this forum. Remember this it's not how you fall, but how you get back up. I just wanted to say thanks again, and it can be done to those ready to give up.
@parakleet wrote:Congrats! That's a fantastic accomplishment!
I fully agree with this. Congrats and keep the momentum moving forward!
Nice, quick work! Great job. I'm all ears if you have any great secrets about Verizon
I want to thank the myFICO forum folks as well... I started out with scores in the low 600s last April. With advice from here, research, and dilligence. My scores have exceeded my goal of 720. TU794, EQ769! I just applied for a chase slate card over the phone that I got denied for earlier in the year, and they approved it right on the spot! I can't describe how I feel. I'm on my way folks.. I don't want an ass of cards, just two or three, and I'm good. For now, I'll just keep the shovel, hoe, and rake busy to see if I can get up in the 800s.. Again! thank all of y'all! If I can help anybody in any way, just let me know!
thats flipping awesome!!
This is an AMAZING story! All my congratulations
How awesome . You said it took you a mere 6 weeks to go from a 598 to a 723?