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Thank you!!!

tag
youngandcreditwrthy
Senior Contributor

Re: Thank you!!!

Welcome and congrats!
This forum is amazing!!!!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 19
vish1
Valued Contributor

Re: Thank you!!!

Dude, you are a Ninja!


@earlybird2 wrote:
First time poster! I can not say thank you enough. As of 6 weeks ago I had a 598 credit score, 6 baddies from years ago, 3 secured cards, 4 store cards, and 3 subprime cards. My AAoA is a year and a half. All my payments have been on time. In these past 6 weeks, I have totally observed all the posts, and have successfully removed all baddies off all reports. Last week I was approved for Discover It, Chase Slate, Capital One Cash Back. And as of today Amex approved me for a Blue Cash. All through manual recons using back door numbers. A little history, last year bought a HUD home with cash, and ran high balances during the remodel process for a year. During the past year I never was late or missed a payment though. Never asked for cli or new cards. Paid off everything in Feb. and started the process. 2 Afni's, 2 Verizon's , I Trident,
And a utility bill. This has been the most stressful time, it's a full time job by itself.. I will tell anyone hang in there, and don't give up. Wanted to say the hell with it and wife and kids pushed me on. Have a good support system while you rebuild because you WILL need it. As of today my Fico is a 723 and climbing. I never would have gotten this far, without this forum. Remember this it's not how you fall, but how you get back up. I just wanted to say thanks again, and it can be done to those ready to give up.

 

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 12 of 19
indiolatino61
Valued Contributor

Re: Thank you!!!

Welcome to myFICO! Congrats on your progress and good luck.

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Message 13 of 19
RockinRay
Valued Contributor

Re: Thank you!!!


@parakleet wrote:

Congrats! That's a fantastic accomplishment!


I fully agree with this. Congrats and keep the momentum moving forward!  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Message 14 of 19
MonkeyBelly
Regular Contributor

Re: Thank you!!!

Nice, quick work! Great job. I'm all ears if you have any great secrets about Verizon Smiley Happy

Starting myFICOs 2013
TU:664 March --> 726 May 25
EQ: 687 on March 6 --> 772 May 25
USAA EX (FAKO): 701 March 27 --> 768 May 26
Original goal (720+ across the board) achieved!
Message 15 of 19
whatamess
Valued Member

Re: Thank you!!!

I want to thank the myFICO forum folks as well... I started out with scores in the low 600s last April. With advice from here, research, and dilligence. My scores have exceeded my goal of 720. TU794, EQ769! I just applied for a chase slate card over the phone that I got denied for earlier in the year, and they approved it right on the spot! I can't describe how I feel. I'm on my way folks.. I don't want an ass of cards, just two or three, and I'm good. For now, I'll just keep the shovel, hoe, and rake busy to see if I can get up in the 800s.. Again! thank all of y'all! If I can help anybody in any way, just let me know!Smiley Happy

Handle ya bidness, It pays!
Message 16 of 19
CreditHammer
New Member

Re: Thank you!!!

thats flipping awesome!!

Message 17 of 19
flyingace
Valued Member

Re: Thank you!!!

This is an AMAZING story! All my congratulations Smiley Happy 

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
Goals: 740 EQ/EXP/TU
Gardening until 12/3/13 -- or longer
Message 18 of 19
ForumPheen
Regular Contributor

Re: Thank you!!!

How awesome Smiley Happy.  You said it took you a mere 6 weeks to go from a 598 to a 723?


Starting Score: EX 651/EQ 654/TU 668
Current Score: 735/721/732
Goal Score: 751 as lowest score by 8MAY15


Take the myFICO Fitness Challenge

Message 19 of 19
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