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New Contributor
kese
Posts: 60
Registered: ‎07-09-2012

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

Yaaaaaaaaaaayyyyyyy, I called again and asked to be reconsidered-upto $5500. AND I GOT IT. I wish this was AMEX.... OR my CRAP1 CARDS.

Note: I asked the guy my fico score and he said they pull a new report and use their internal scoring system.


Starting Score: 598
Current Score: Trans union fico 713 (myfico 11/1/2012), EQ fico 671, exp 666 by AMEX
Goal Score: 720 across

In my wallet: GE/walmart at $10500, 2 capital ones at $750 each, Elan financial at $400, Amex BCP-$1000, AMEX Gold Delta at $2500, Discover more at $6,000 and Chase freedom at $3000

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Established Contributor
flowfaster
Posts: 722
Registered: ‎08-30-2011

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

haha That a boy/girl/whatever.  I told you, it works. Congrats


kese wrote:

Yaaaaaaaaaaayyyyyyy, I called again and asked to be reconsidered-upto $5500. AND I GOT IT. I wish this was AMEX.... OR my CRAP1 CARDS.

Note: I asked the guy my fico score and he said they pull a new report and use their internal scoring system.


 

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
New Contributor
kese
Posts: 60
Registered: ‎07-09-2012

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

Thanks for your advice. I am now set for CSP. That's my highest limit.

Starting Score: 598
Current Score: Trans union fico 713 (myfico 11/1/2012), EQ fico 671, exp 666 by AMEX
Goal Score: 720 across

In my wallet: GE/walmart at $10500, 2 capital ones at $750 each, Elan financial at $400, Amex BCP-$1000, AMEX Gold Delta at $2500, Discover more at $6,000 and Chase freedom at $3000

Take the FICO Fitness Challenge
Established Contributor
BearsAndTurtlesRtheBest
Posts: 1,045
Registered: ‎10-02-2012

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

Yup my highest CL is my Lowes which is also issued by GE they boosted me from $750 to $4,750 I would like it to be at $5,000 for sure in January of 2013

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

Score!!! Gecrb cards are GREAT! Got 12,000 on my lowe's!! Pif my 6.73 bill last month hehe :-)
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Established Contributor
BearsAndTurtlesRtheBest
Posts: 1,045
Registered: ‎10-02-2012

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

lol you just made my lowe's credit limit look like nothing hahha :smileyhappy:

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
Regular Contributor
ReBuildingAgn
Posts: 193
Registered: ‎08-01-2008

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

Ahh man! All this talk made me try for an increase. It was denied :smileysad:. I asked for 5K. Oh well. I wonder if my auto increase last month had anything to do with it.
;Starting Score: Low 500s FICO Aug 2008
Current Score: EQ 668 EX 723 TU 723 (All FICO)
Goal Score: 720s Across the Board! Almost there!

Cap1 NHR ($1250), GE Rooms2Go ($4k), WalMart Discover ($3250), Barclay's Rewards MC ($2k), Amex BCE ($5K), Kohl's ($1K), Chase Freedom ($3K), Discover More ($1K)
Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

[ Edited ]

ReBuildingAgn wrote:
Ahh man! All this talk made me try for an increase. It was denied :smileysad:. I asked for 5K. Oh well. I wonder if my auto increase last month had anything to do with it.

Probably. They typically don't grant CLI requests so close together. Wait about 2 or 3 months. Alot of people seem to have more success with waiting 4 months in between requests. I recently was upped to 2k on my GE Amazon. My account is a month old.

 

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k

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