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New Contributor
kese
Posts: 60
Registered: ‎07-09-2012

Thanks Everyone, GE/Walmart gave me my largest credit limit

Thanks everyone in this forum. I have called GE underwriting and asked for a cli. I asked to be pumped up to $4000 and I got it. I opened this walmart card back in April 2012. So far this is my highest credit limit.

Thanks everyone in this forum, I have learned a lot since I joined.


Starting Score: 598
Current Score: Trans union fico 713 (myfico 11/1/2012), EQ fico 671, exp 666 by AMEX
Goal Score: 720 across

In my wallet: GE/walmart at $10500, 2 capital ones at $750 each, Elan financial at $400, Amex BCP-$1000, AMEX Gold Delta at $2500, Discover more at $6,000 and Chase freedom at $3000

Take the FICO Fitness Challenge
Frequent Contributor
adavis425
Posts: 418
Registered: ‎02-14-2012

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

Congrats!!!! :smileytongue:

AMEX Gold | AMEX BCP | AMEX Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM Discover | Discover it | JCP


Established Contributor
flowfaster
Posts: 722
Registered: ‎08-30-2011

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

When calling GE underwriters always shoot for the stars. At the time my highest card was Amex at 6000. I called the UW and asked for 5k from 1400, approved.  I called a couple of weeks later (after more reading/info) and asked them to "reconsider" my last request for CLI and I wanted 10K.  I was on hold for 3 min and was approved lol OMG for 10K.  Keep in mind my highest limit at the time was 6K. 

 

GE is great. I have a mighty fat limit on my Amazon card too.

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

CONGRATS! Awesome CLI!:smileywink:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
New Contributor
kese
Posts: 60
Registered: ‎07-09-2012

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

I will give them a call tomorrow and ask them to reconsider. I guess I will have nothing to lose.


Starting Score: 598
Current Score: Trans union fico 713 (myfico 11/1/2012), EQ fico 671, exp 666 by AMEX
Goal Score: 720 across

In my wallet: GE/walmart at $10500, 2 capital ones at $750 each, Elan financial at $400, Amex BCP-$1000, AMEX Gold Delta at $2500, Discover more at $6,000 and Chase freedom at $3000

Take the FICO Fitness Challenge
Valued Contributor
creditnocash
Posts: 1,918
Registered: ‎07-23-2012

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

congrats. 

as i posted in the other thread 

called the backdoor number listed here and still got the auto machine. 

 

asked to talk to a rep and got one. 

asked for cli to buy a couple new tvs. 

she asked for income and i told her 31k 

and said she would forward my request to credit soulitions or something like that. 

 

sounds like a denial to me. 

she said i would recieve a letter in 7 to 10 days.

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Mega Contributor
LS2982
Posts: 14,437
Registered: ‎04-09-2011

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit


kese wrote:

Thanks everyone in this forum. I have called GE underwriting and asked for a cli. I asked to be pumped up to $4000 and I got it. I opened this walmart card back in April 2012. So far this is my highest credit limit.

Thanks everyone in this forum, I have learned a lot since I joined.


CONGRATS!!

 

That is a very nice starting CL for GE!!!

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

[ Edited ]

creditnocash wrote:

congrats. 

as i posted in the other thread 

called the backdoor number listed here and still got the auto machine. 

 

asked to talk to a rep and got one. 

asked for cli to buy a couple new tvs. 

she asked for income and i told her 31k 

and said she would forward my request to credit soulitions or something like that. 

 

sounds like a denial to me. 

she said i would recieve a letter in 7 to 10 days.


Have you ever tried the "Request Increase Credit Line" luv button on the walmart site? It doesn't work for me since my account is so new...LOL.

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Mega Contributor
LS2982
Posts: 14,437
Registered: ‎04-09-2011

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit


maiden_girl wrote:

creditnocash wrote:

congrats. 

as i posted in the other thread 

called the backdoor number listed here and still got the auto machine. 

 

asked to talk to a rep and got one. 

asked for cli to buy a couple new tvs. 

she asked for income and i told her 31k 

and said she would forward my request to credit soulitions or something like that. 

 

sounds like a denial to me. 

she said i would recieve a letter in 7 to 10 days.


Have you ever tried the "Request Increase Credit Line" luv button on the walmart site? It doesn't work for me since my account is so new...LOL.


It does not work for anyone, you have to call in to request CLI's on GE cards.

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit


LS2982 wrote:

maiden_girl wrote:

creditnocash wrote:

congrats. 

as i posted in the other thread 

called the backdoor number listed here and still got the auto machine. 

 

asked to talk to a rep and got one. 

asked for cli to buy a couple new tvs. 

she asked for income and i told her 31k 

and said she would forward my request to credit soulitions or something like that. 

 

sounds like a denial to me. 

she said i would recieve a letter in 7 to 10 days.


Have you ever tried the "Request Increase Credit Line" luv button on the walmart site? It doesn't work for me since my account is so new...LOL.


It does not work for anyone, you have to call in to request CLI's on GE cards.

 


I never knew that! Damn you GE!

 

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k

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