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Thanks Everyone, GE/Walmart gave me my largest credit limit

New Contributor

Thanks Everyone, GE/Walmart gave me my largest credit limit

Thanks everyone in this forum. I have called GE underwriting and asked for a cli. I asked to be pumped up to $4000 and I got it. I opened this walmart card back in April 2012. So far this is my highest credit limit.

Thanks everyone in this forum, I have learned a lot since I joined.


Starting Score: 598
Current Score: Trans union fico 713 (myfico 11/1/2012), EQ fico 671, exp 666 by AMEX
Goal Score: 720 across

In my wallet: GE/walmart at $10500, 2 capital ones at $750 each, Elan financial at $400, Amex BCP-$1000, AMEX Gold Delta at $2500, Discover more at $6,000 and Chase freedom at $3000

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Message 1 of 28
27 REPLIES
Established Contributor

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

Congrats!!!! Smiley Tongue

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 2 of 28
Established Contributor

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

When calling GE underwriters always shoot for the stars. At the time my highest card was Amex at 6000. I called the UW and asked for 5k from 1400, approved.  I called a couple of weeks later (after more reading/info) and asked them to "reconsider" my last request for CLI and I wanted 10K.  I was on hold for 3 min and was approved lol OMG for 10K.  Keep in mind my highest limit at the time was 6K. 

 

GE is great. I have a mighty fat limit on my Amazon card too.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 3 of 28
Established Contributor

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

CONGRATS! Awesome CLI!Smiley Wink



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 4 of 28
New Contributor

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

I will give them a call tomorrow and ask them to reconsider. I guess I will have nothing to lose.


Starting Score: 598
Current Score: Trans union fico 713 (myfico 11/1/2012), EQ fico 671, exp 666 by AMEX
Goal Score: 720 across

In my wallet: GE/walmart at $10500, 2 capital ones at $750 each, Elan financial at $400, Amex BCP-$1000, AMEX Gold Delta at $2500, Discover more at $6,000 and Chase freedom at $3000

Take the FICO Fitness Challenge
Message 5 of 28
Valued Contributor

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

congrats. 

as i posted in the other thread 

called the backdoor number listed here and still got the auto machine. 

 

asked to talk to a rep and got one. 

asked for cli to buy a couple new tvs. 

she asked for income and i told her 31k 

and said she would forward my request to credit soulitions or something like that. 

 

sounds like a denial to me. 

she said i would recieve a letter in 7 to 10 days.

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 6 of 28
Mega Contributor

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit


kese wrote:

Thanks everyone in this forum. I have called GE underwriting and asked for a cli. I asked to be pumped up to $4000 and I got it. I opened this walmart card back in April 2012. So far this is my highest credit limit.

Thanks everyone in this forum, I have learned a lot since I joined.


CONGRATS!!

 

That is a very nice starting CL for GE!!!

 




EQ FICO 548 3/3/16
Message 7 of 28
Valued Contributor

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit


creditnocash wrote:

congrats. 

as i posted in the other thread 

called the backdoor number listed here and still got the auto machine. 

 

asked to talk to a rep and got one. 

asked for cli to buy a couple new tvs. 

she asked for income and i told her 31k 

and said she would forward my request to credit soulitions or something like that. 

 

sounds like a denial to me. 

she said i would recieve a letter in 7 to 10 days.


Have you ever tried the "Request Increase Credit Line" luv button on the walmart site? It doesn't work for me since my account is so new...LOL.

As of 2017, rebuilding...
Message 8 of 28
Mega Contributor

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit


maiden_girl wrote:

creditnocash wrote:

congrats. 

as i posted in the other thread 

called the backdoor number listed here and still got the auto machine. 

 

asked to talk to a rep and got one. 

asked for cli to buy a couple new tvs. 

she asked for income and i told her 31k 

and said she would forward my request to credit soulitions or something like that. 

 

sounds like a denial to me. 

she said i would recieve a letter in 7 to 10 days.


Have you ever tried the "Request Increase Credit Line" luv button on the walmart site? It doesn't work for me since my account is so new...LOL.


It does not work for anyone, you have to call in to request CLI's on GE cards.

 




EQ FICO 548 3/3/16
Message 9 of 28
Valued Contributor

Re: Thanks Everyone, GE/Walmart gave me my largest credit limit


LS2982 wrote:

maiden_girl wrote:

creditnocash wrote:

congrats. 

as i posted in the other thread 

called the backdoor number listed here and still got the auto machine. 

 

asked to talk to a rep and got one. 

asked for cli to buy a couple new tvs. 

she asked for income and i told her 31k 

and said she would forward my request to credit soulitions or something like that. 

 

sounds like a denial to me. 

she said i would recieve a letter in 7 to 10 days.


Have you ever tried the "Request Increase Credit Line" luv button on the walmart site? It doesn't work for me since my account is so new...LOL.


It does not work for anyone, you have to call in to request CLI's on GE cards.

 


I never knew that! Damn you GE!

 

As of 2017, rebuilding...
Message 10 of 28