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New Contributor
Posts: 60
Registered: ‎07-09-2012
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Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

Yaaaaaaaaaaayyyyyyy, I called again and asked to be reconsidered-upto $5500. AND I GOT IT. I wish this was AMEX.... OR my CRAP1 CARDS.

Note: I asked the guy my fico score and he said they pull a new report and use their internal scoring system.


Starting Score: 598
Current Score: Trans union fico 713 (myfico 11/1/2012), EQ fico 671, exp 666 by AMEX
Goal Score: 720 across

In my wallet: GE/walmart at $10500, 2 capital ones at $750 each, Elan financial at $400, Amex BCP-$1000, AMEX Gold Delta at $2500, Discover more at $6,000 and Chase freedom at $3000

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Established Contributor
Posts: 790
Registered: ‎08-30-2011
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Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

haha That a boy/girl/whatever.  I told you, it works. Congrats


kese wrote:

Yaaaaaaaaaaayyyyyyy, I called again and asked to be reconsidered-upto $5500. AND I GOT IT. I wish this was AMEX.... OR my CRAP1 CARDS.

Note: I asked the guy my fico score and he said they pull a new report and use their internal scoring system.


 

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
New Contributor
Posts: 60
Registered: ‎07-09-2012
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Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

Thanks for your advice. I am now set for CSP. That's my highest limit.

Starting Score: 598
Current Score: Trans union fico 713 (myfico 11/1/2012), EQ fico 671, exp 666 by AMEX
Goal Score: 720 across

In my wallet: GE/walmart at $10500, 2 capital ones at $750 each, Elan financial at $400, Amex BCP-$1000, AMEX Gold Delta at $2500, Discover more at $6,000 and Chase freedom at $3000

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Senior Contributor
Posts: 3,841
Registered: ‎10-02-2012
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Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

Yup my highest CL is my Lowes which is also issued by GE they boosted me from $750 to $4,750 I would like it to be at $5,000 for sure in January of 2013

$1,200$1,000$500
Banking with Wells Fargo. No Delinquencies of any sort. Gardening Since 02-01-15.
EX FICO: ---, EQ FICO: ---, TU FICO: --- EX Inquiries:50, EQ Inquiries:34, TU Inquiries: --
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
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Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

Score!!! Gecrb cards are GREAT! Got 12,000 on my lowe's!! Pif my 6.73 bill last month hehe :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
Posts: 3,841
Registered: ‎10-02-2012
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Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

lol you just made my lowe's credit limit look like nothing hahha :smileyhappy:

$1,200$1,000$500
Banking with Wells Fargo. No Delinquencies of any sort. Gardening Since 02-01-15.
EX FICO: ---, EQ FICO: ---, TU FICO: --- EX Inquiries:50, EQ Inquiries:34, TU Inquiries: --
Regular Contributor
Posts: 195
Registered: ‎08-01-2008
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Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

Ahh man! All this talk made me try for an increase. It was denied :smileysad:. I asked for 5K. Oh well. I wonder if my auto increase last month had anything to do with it.
;Starting Score: Low 500s FICO Aug 2008
Current Score: EQ 668 EX 723 TU 723 (All FICO)
Goal Score: 720s Across the Board! Almost there!

Cap1 NHR ($1250), GE Rooms2Go ($4k), WalMart Discover ($3250), Barclay's Rewards MC ($2k), Amex BCE ($5K), Kohl's ($1K), Chase Freedom ($3K), Discover More ($1K)
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: Thanks Everyone, GE/Walmart gave me my largest credit limit

[ Edited ]

ReBuildingAgn wrote:
Ahh man! All this talk made me try for an increase. It was denied :smileysad:. I asked for 5K. Oh well. I wonder if my auto increase last month had anything to do with it.

Probably. They typically don't grant CLI requests so close together. Wait about 2 or 3 months. Alot of people seem to have more success with waiting 4 months in between requests. I recently was upped to 2k on my GE Amazon. My account is a month old.

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






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