Showing results for 
Search instead for 
Did you mean: 

Thanks ! everybody APPROVED!

Regular Contributor

Thanks ! everybody APPROVED!

4 days ago I applied for a Kay Jewelers account got a letter in the mail that said I was declined because they could not verify my address or phone number! Went to the store today verified my info and was approved ! for $400 Cl not a lot ! but it's a start for me! Thanks everybody in this forum!!!!!


Starting Fico 529

Current Fico 604 with Experian and Equifax is 578


Message 1 of 6
Frequent Contributor

Re: Thanks ! everybody APPROVED!

Congrats on the approval! From what I understand it will grow if you treat it right.


BTW: Where did you get your Experian score from?

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Message 2 of 6
Regular Contributor

Re: Thanks ! everybody APPROVED! 

Message 3 of 6
Established Contributor

Re: Thanks ! everybody APPROVED!

Experian only has fako scores available to the public.


You would need to be a part of a certain cu to see your real experian fico, or get it from a lender that pulled your credit

01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Message 4 of 6
New Contributor

Re: Thanks ! everybody APPROVED!

CONGRATS!!!  Smiley Wink  I plan on applying for Kay as well.  I am just so nervous to apply for anything... anyway, enough about me.... CONGRATS!!!!

Starting Score: 550
Current Score: 570
Goal Score: 750

Take the FICO Fitness Challenge
Message 5 of 6
Regular Contributor

Re: Thanks ! everybody APPROVED!

hahaha I was scared as well but definitely worth the try. Then my fako is 604. LOL

Message 6 of 6