I have been lurking on this site for months while gathering information. I hardly used credit cards and a few small cards with small limits. With the help of this forum I have been able to obtain the following cards:
Discover It
Lowes
Macys
Wal-mart
Paypal Mastercard
Barclays
US Bank
I am now off to the garden for the next year while I let my accounts age and grow by requesting soft cli. Once these accounts age and grow I am going to get rid of the following cards:
2 1st Premier
Orchard Bank * If Cap1 doesn't increase my limit
Continental
@lissa1184 wrote:I have been lurking on this site for months while gathering information. I hardly used credit cards and a few small cards with small limits. With the help of this forum I have been able to obtain the following cards:
Discover It
Lowes
Macys
Wal-mart
Paypal Mastercard
Barclays
US Bank
I am now off to the garden for the next year while I let my accounts age and grow by requesting soft cli. Once these accounts age and grow I am going to get rid of the following cards:
2 1st Premier
Orchard Bank * If Cap1 doesn't increase my limit
Continental
Nice haul.. Congrats to you...
$30,500
$18,500
NPSL
$15,000
$10,000
$25,000
$32,000
@lissa1184 wrote:I have been lurking on this site for months while gathering information. I hardly used credit cards and a few small cards with small limits. With the help of this forum I have been able to obtain the following cards:
Discover It
Lowes
Macys
Wal-mart
Paypal Mastercard
Barclays
US Bank
I am now off to the garden for the next year while I let my accounts age and grow by requesting soft cli. Once these accounts age and grow I am going to get rid of the following cards:
2 1st Premier
Orchard Bank * If Cap1 doesn't increase my limit
Continental
Welcome to the forum
Congrats on the new cards and your rebuilding process bravo. I also noticed you joined the garden to grow those seedling WTG
@NewtoCredit80 wrote:
Lot of cards with small limits. Try to get cli on those during your stay in garden. One year of good payment history would result in high CL on new card approvals.
Gotta start somewhere, and Walmart cards don't stay small for long if used correctly and then simply asking for some absurd limit apparently .
Welcome to the forums lissa!
You setup a decent number of diverse tradelines, that's a solid start and I highly applaud your decision to garden for a while as you continue to build your positive credit history. Absolutely fantastic progress so far!
Thanks for all of your positive feedback.
Well, haven't you done nicely?! Congrats! See you in the garden.
Congrats on all your recent success and welcome to the garden party
I've actually tried to place the link in my siggy but it does not show up.