I just wanted to thank everyone for all of the advice I have received thus far. I came to these boards to begin rebuilding in order to purchase a home. I have put my home search on hold until the end of this year, which is when I will have a completely clean report. I decided just for kicks to see if I could get any prime cards and was approved for a Wells Fargo cash and Discover It. I am just so happy!! Thanks again for all of the great advice!