08-09-2012 10:44 AM
I must say a very heart felt thank you to everyone on here that post and help others. I have been following the boards for a few months now. My credit scores were in the toilet, like low 500's. I could only get a few low limit cards, such as capital one secured and an orchard bank. with some advice from here and some steady work on my part i got my scores up to the low 600's, in fact tu went from like 500 to 644 recently. So i decided to take a plung in and try for a few tu cards, menaing GE. I had have alot of inq over the last year but not many on tu so i thought it might work since my score was now at 644. I have a few old baddied on there too that worried me but i disputed them so not sure if that helped any. So far today i aplied for two GE cards, walmart and amazon store card. Well i am super happy to report i was APPROVED for BOTH with walmart limit at $600 and amazon at $700, wooohoooo...long road getting here and i know there mot visa, mastercard,american express or discover but for me after the long process of rebuilding there like GOLD ot me. Again thank you and i look forward to posting more good news in the future. Anyone that has been down like me, hold your head up because if i could get these and rebuild anyone can..take care and god bless..
08-09-2012 10:51 AM
08-09-2012 10:54 AM
Congrats! This forum is awesome.
08-09-2012 11:00 AM
I agree, its amazing here. Here is a little update. I figured since i went 2 for 2 i would go for 3 for 3 because i have to go to the dentist tomorrow and not sure how much work i will need done after this visit so i applied for the Carecredit before my other 2 inq post to report and OMG, i got approved for $1200, like amazing and my highest limit ever. Now does this report to all 3 cra? i sure hope so..Ok, i think i am done with GE for today, i don't want to many inq on tu but would be willing to go for a major card they support if anyone knows of one...lol..other then that thank you all once again..
08-09-2012 11:44 AM
When I started out here I had 2 capital ones with $500 and $750 limits and scores in the upper 500's. Look at my siggy now and it was 2 years ago. I tell everyone that this place is the best. READ AND LEARN, its that easy.
08-09-2012 12:15 PM
I am hoping to get those kind of results over the next year..I am going to garden now for the rest of the year except i will go for the 4 month cli on the cards i just got. Hoping by next year as they grow and age i can go for a prime card that has evaded me for years..lol
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.