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billy0226
Posts: 23
Registered: ‎07-07-2012

Thanks to you all i got great cards..

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‎08-09-2012 10:44 AM

I must say a very heart felt thank you to everyone on here that post and help others. I have been following the boards for a few months now. My credit scores were in the toilet, like low 500's. I could only get a few low limit cards, such as capital one secured and an orchard bank. with some advice from here and some steady work on my part i got my scores up to the low 600's, in fact tu went from like 500 to 644 recently. So i decided to take a plung in and try for a few tu cards, menaing GE. I had have alot of inq over the last year but not many on tu so i thought it might work since my score was now at 644. I have a few old baddied on there too that worried me but i disputed them so not sure if that helped any. So far today i aplied for two GE cards, walmart and amazon store card. Well i am super happy to report i was APPROVED for BOTH with walmart limit at $600 and amazon at $700, wooohoooo...long road getting here and i know there mot visa, mastercard,american express or discover but for me after the long process of rebuilding there like GOLD ot me. Again thank you and i look forward to posting more good news in the future. Anyone that has been down like me, hold your head up because if i could get these and rebuild anyone can..take care and god bless..

 

Billy

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Established Contributor
j_casteel
Posts: 1,000
Registered: ‎06-21-2012

Re: Thanks to you all i got great cards..

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‎08-09-2012 10:51 AM

congrats!!

| AMEX Zync PSL | Walmart $900 | Cap1 Green $1.5k | Amazon $1k | NFCU Visa Sig $10k | NavChek $15k | NFCU Platinum MC $2k | Lowe's $1.2k |
Starting Score:TU:597 EQ:571 7/5/12 (joined myFICO & SW)
Current Score: EQ:653 (ScoreWatch) EX:685 (Amex app) TU:681 (Walmart)
Goal Score: 700
Proud to say that ALL past due debt has been paid and I never declared BK!!
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Established Contributor
rtw
Posts: 744
Registered: ‎05-01-2012

Re: Thanks to you all i got great cards..

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‎08-09-2012 10:54 AM

Congrats! This forum is awesome.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 711 (5/15/13) EQ: 688 (5/15/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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Member
billy0226
Posts: 23
Registered: ‎07-07-2012

Re: Thanks to you all i got great cards..

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‎08-09-2012 11:00 AM

I agree, its amazing here. Here is a little update. I figured since i went 2 for 2 i would go for 3 for 3 because i have to go to the dentist tomorrow and not sure how much work i will need done after this visit so i applied for the Carecredit before my other 2 inq post to report and OMG, i got approved for $1200, like amazing and my highest limit ever. Now does this report to all 3 cra? i sure hope so..Ok, i think i am done with GE for today, i don't want to many inq on tu but would be willing to go for a major card they support if anyone knows of one...lol..other then that thank you all once again..

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Regular Contributor
CK_Charles_Lover
Posts: 248
Registered: ‎09-02-2011

Re: Thanks to you all i got great cards..

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‎08-09-2012 11:44 AM

When I started out here I had 2 capital ones with $500 and $750 limits and scores in the upper 500's. Look at my siggy now and it was 2 years ago. I tell everyone that this place is the best. READ AND LEARN, its that easy.

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
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Member
billy0226
Posts: 23
Registered: ‎07-07-2012

Re: Thanks to you all i got great cards..

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‎08-09-2012 12:15 PM

I am hoping to get those kind of results over the next year..I am going to garden now for the rest of the year except i will go for the 4 month cli on the cards i just got. Hoping by next year as they grow and age i can go for a prime card that has evaded me for years..lol

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