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Thanks!!!!!

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gettingthere2013
Contributor

Thanks!!!!!

Just want a give a big shout out to this website.  I started the year with 0 credit cards due to a not so mature history maintaining my credit cards.  At this point I have $14,000 in revolving credit, at no point in my life did I ever have that much.  This time I plan on being diligent in keeping the balances low and paying them on time.  I still have big hill to climb to get to my ultimate goal, but I definitely on the right track.....Thanks again everyone for all the sound advice.  I haven't updated my sig but will shortly.

MYFICO SCORES: 06/2013 = 697 (TU) - 06/2013 = 685 (EQ) - 06/2013 = 666 (EX)

Capital One Quicksilver $2500 (07/2013) Walmart Credit Card $550 (06/2013) Barclaycard Rewards $1300 (06/2013) Chase Freedom $1500 (06/3013) Chase Amazon $500 (7/2013) TTCU $2500 (7/2013)
Jcrew $650 (06/2013) Express $500 (06/2013) Victoria Secret $350 (06/2013) Macys $300 (08/2013) Phillips 66 CU $6000 (08/2013) Capital One Venture $5000 (10/2013) Discover IT $1000 (10/2013) Chase Disney $1500 (10/2013)

DENIED: BOFA Unsecured (06/2013, EX)

Take the myFICO Fitness Challenge
Message 1 of 8
7 REPLIES 7
snowkitty
Established Contributor

Re: Thanks!!!!!

Congrats!! I too owe alot to these forums! I started out a year ago with a 500 partially secured card and now I have over 60,000 in credit! Cat Very Happy

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 2 of 8
MsLadyRover
Valued Contributor

Re: Thanks!!!!!

Congratulations OP!

This forum is awesome!  I am so glad that I am a part of the myFICO Fam!!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 3 of 8
gettingthere2013
Contributor

Re: Thanks!!!!!


@snowkitty wrote:

Congrats!! I too owe alot to these forums! I started out a year ago with a 500 partially secured card and now I have over 60,000 in credit! Cat Very Happy


Wow that is awesome, there are a few crads that I really want to get for pride more than anything then I will take a long long rest in the garden.

MYFICO SCORES: 06/2013 = 697 (TU) - 06/2013 = 685 (EQ) - 06/2013 = 666 (EX)

Capital One Quicksilver $2500 (07/2013) Walmart Credit Card $550 (06/2013) Barclaycard Rewards $1300 (06/2013) Chase Freedom $1500 (06/3013) Chase Amazon $500 (7/2013) TTCU $2500 (7/2013)
Jcrew $650 (06/2013) Express $500 (06/2013) Victoria Secret $350 (06/2013) Macys $300 (08/2013) Phillips 66 CU $6000 (08/2013) Capital One Venture $5000 (10/2013) Discover IT $1000 (10/2013) Chase Disney $1500 (10/2013)

DENIED: BOFA Unsecured (06/2013, EX)

Take the myFICO Fitness Challenge
Message 4 of 8
snowkitty
Established Contributor

Re: Thanks!!!!!


@gettingthere2013 wrote:

@snowkitty wrote:

Congrats!! I too owe alot to these forums! I started out a year ago with a 500 partially secured card and now I have over 60,000 in credit! Cat Very Happy


Wow that is awesome, there are a few crads that I really want to get for pride more than anything then I will take a long long rest in the garden.


I'm in garden mode right now and just letting time pass and some credit limit's increase. The only card I want at this point is the CSP. I am going to try for that one at the first of February next year. I want the signup bonus on that one and just the prestige of having it *lol*  Plus they denied me for it a few months back so it's also just the point too  Cat Tongue

Your doing great and you will be amazed at how quickly it all grows when your doing the right thing. I just wish I would have learned that lesson years ago! Too bad I didn't have all this information and such supportive people back in the late 90's when I was messing my credit up Cat Sad

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 5 of 8
gettingthere2013
Contributor

Re: Thanks!!!!!


@MsLadyRover wrote:

Congratulations OP!

This forum is awesome!  I am so glad that I am a part of the myFICO Fam!!


Thank you, super grateful for this place.

MYFICO SCORES: 06/2013 = 697 (TU) - 06/2013 = 685 (EQ) - 06/2013 = 666 (EX)

Capital One Quicksilver $2500 (07/2013) Walmart Credit Card $550 (06/2013) Barclaycard Rewards $1300 (06/2013) Chase Freedom $1500 (06/3013) Chase Amazon $500 (7/2013) TTCU $2500 (7/2013)
Jcrew $650 (06/2013) Express $500 (06/2013) Victoria Secret $350 (06/2013) Macys $300 (08/2013) Phillips 66 CU $6000 (08/2013) Capital One Venture $5000 (10/2013) Discover IT $1000 (10/2013) Chase Disney $1500 (10/2013)

DENIED: BOFA Unsecured (06/2013, EX)

Take the myFICO Fitness Challenge
Message 6 of 8
gettingthere2013
Contributor

Re: Thanks!!!!!


@snowkitty wrote:

@gettingthere2013 wrote:

@snowkitty wrote:

Congrats!! I too owe alot to these forums! I started out a year ago with a 500 partially secured card and now I have over 60,000 in credit! Cat Very Happy


Wow that is awesome, there are a few crads that I really want to get for pride more than anything then I will take a long long rest in the garden.


I'm in garden mode right now and just letting time pass and some credit limit's increase. The only card I want at this point is the CSP. I am going to try for that one at the first of February next year. I want the signup bonus on that one and just the prestige of having it *lol*  Plus they denied me for it a few months back so it's also just the point too  Cat Tongue

Your doing great and you will be amazed at how quickly it all grows when your doing the right thing. I just wish I would have learned that lesson years ago! Too bad I didn't have all this information and such supportive people back in the late 90's when I was messing my credit up Cat Sad


Who are you telling, if I had known back then what I do now who knows where I would be.  I am wanting to get the Discover IT and the Amex Delta Gold,  I hjave a couple of trips planned next year and would love to use the signup bonus.

MYFICO SCORES: 06/2013 = 697 (TU) - 06/2013 = 685 (EQ) - 06/2013 = 666 (EX)

Capital One Quicksilver $2500 (07/2013) Walmart Credit Card $550 (06/2013) Barclaycard Rewards $1300 (06/2013) Chase Freedom $1500 (06/3013) Chase Amazon $500 (7/2013) TTCU $2500 (7/2013)
Jcrew $650 (06/2013) Express $500 (06/2013) Victoria Secret $350 (06/2013) Macys $300 (08/2013) Phillips 66 CU $6000 (08/2013) Capital One Venture $5000 (10/2013) Discover IT $1000 (10/2013) Chase Disney $1500 (10/2013)

DENIED: BOFA Unsecured (06/2013, EX)

Take the myFICO Fitness Challenge
Message 7 of 8
09Lexie
Moderator Emerita

Re: Thanks!!!!!

Congratulations on your achievements. This forum is filled with wealth of knowledge and I'm glad you are reaping the rewards.
Message 8 of 8
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