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Just want a give a big shout out to this website. I started the year with 0 credit cards due to a not so mature history maintaining my credit cards. At this point I have $14,000 in revolving credit, at no point in my life did I ever have that much. This time I plan on being diligent in keeping the balances low and paying them on time. I still have big hill to climb to get to my ultimate goal, but I definitely on the right track.....Thanks again everyone for all the sound advice. I haven't updated my sig but will shortly.
Congrats!! I too owe alot to these forums! I started out a year ago with a 500 partially secured card and now I have over 60,000 in credit!
Congratulations OP!
This forum is awesome! I am so glad that I am a part of the myFICO Fam!!
@snowkitty wrote:Congrats!! I too owe alot to these forums! I started out a year ago with a 500 partially secured card and now I have over 60,000 in credit!
Wow that is awesome, there are a few crads that I really want to get for pride more than anything then I will take a long long rest in the garden.
@gettingthere2013 wrote:
@snowkitty wrote:Congrats!! I too owe alot to these forums! I started out a year ago with a 500 partially secured card and now I have over 60,000 in credit!
Wow that is awesome, there are a few crads that I really want to get for pride more than anything then I will take a long long rest in the garden.
I'm in garden mode right now and just letting time pass and some credit limit's increase. The only card I want at this point is the CSP. I am going to try for that one at the first of February next year. I want the signup bonus on that one and just the prestige of having it *lol* Plus they denied me for it a few months back so it's also just the point too
Your doing great and you will be amazed at how quickly it all grows when your doing the right thing. I just wish I would have learned that lesson years ago! Too bad I didn't have all this information and such supportive people back in the late 90's when I was messing my credit up
@MsLadyRover wrote:Congratulations OP!
This forum is awesome! I am so glad that I am a part of the myFICO Fam!!
Thank you, super grateful for this place.
@snowkitty wrote:
@gettingthere2013 wrote:
@snowkitty wrote:Congrats!! I too owe alot to these forums! I started out a year ago with a 500 partially secured card and now I have over 60,000 in credit!
Wow that is awesome, there are a few crads that I really want to get for pride more than anything then I will take a long long rest in the garden.
I'm in garden mode right now and just letting time pass and some credit limit's increase. The only card I want at this point is the CSP. I am going to try for that one at the first of February next year. I want the signup bonus on that one and just the prestige of having it *lol* Plus they denied me for it a few months back so it's also just the point too
Your doing great and you will be amazed at how quickly it all grows when your doing the right thing. I just wish I would have learned that lesson years ago! Too bad I didn't have all this information and such supportive people back in the late 90's when I was messing my credit up
Who are you telling, if I had known back then what I do now who knows where I would be. I am wanting to get the Discover IT and the Amex Delta Gold, I hjave a couple of trips planned next year and would love to use the signup bonus.