Well I would like to start off by saying thanks for all the valuable information on this site. Because of you I have achieved credit limits that I thought I would never get. I have been on this site for about a month now and I have 3 gw's in the works and increased my scores by over 10 points each because of utilization decrease. My scores arent great but they have done well over the last week with apps.
Scores one week ago
Equifax 655
Trans 660
Experian 651
Scores today (dropped because of apps)
Equifax 649
Trans 660
Experian 642
Approved (over the last week)
NFCU 10K Visa
NFCU 10K Mastercard
Hooters 5.2K
Carnival 5K
USAA Amex 1K
Gold Delta Skymiles 1K
Dell 2K
Kay Jewelry 4.8K
Disapproved
Amex Blue Cash (got greedy)
Patelco
I wont apply for anything else for another year but I just want to say thanks and I will update if my scores soars like I hope. No BK last baddies where Aug 04. Keep sharing your info so we can all learn!!