I too have strayed from the course. Way back in the ole concorduser center, I vowed to app for a gas and/or store card and then be done til May 2011. Well, I got a BP gas card, then a Best Buy store card.... and then Kohl's got me. Granted, it actually worked out well because I've saved probably $40 at least on purchases I had planned to make anyway, but still. I'm seriously done now. The only card I would even consider looking at now would be PenFed, but I'm not going to browse that because my willpower needs all the help it can get!!!