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01-03-2009 08:14 AM
Though I'm temporarily in an app-free status, there's not much point in my checking in until after I've applied for and (I hope!!!) gotten my PenFed card sometime in February or March.
May I reserve a room that's close-ish to both the pool (there IS a pool?!) and the gym, for then?
01-03-2009 06:28 PM - edited 01-03-2009 06:32 PM
I'm in! Already started on my own so the peer support will be good. My only potential deviance will be if I can wrangle my newly graduated B of A into an accelerated rewards Amex. But that should happen without an app when and if it does. No new apps until 2010.
I also vow to dump Credit Won on their anniversary date and continue to mess with Orchard customer service in any way I can. (Emails pointing out their stupidity while using the card only for a small recurring monthly charge vs. the 3k a month they used to get.)
I vow to continue PIF as a policy for CC's.
I vow to continue paying off non-CC debts and get them in the same boat as my CC situation.
I vow to continue adding to savings, Roth and 401 even if it makes me gag with the present financial climate.
01-03-2009 06:44 PM
I haven't app'd for anything since March of 2008 and I really don't see a card that blows me away or that I just have to have. To get to where I want to be will require time so I'll just sit here and wait.
01-03-2009 07:30 PM
I'm in too!! Fell off the wagon in December, but am now officially back on the road to recovery!!! Not another app or requested CLI until 10/2010!!
Thanks for the sponsorship!! Happy New Year to All!!
01-03-2009 10:51 PM - edited 01-03-2009 10:59 PM
01-04-2009 10:18 AM
New Year's Resolution for all: remember what we really want.
01-04-2009 11:19 AM
Last year I was bad and got a new autoloan and a credit card. This year no app or indirect apps.
June 2009 - All INQs older than 1 year.
01-04-2009 11:24 AM
Count me in! My last app was Feb 2008 (costco AMEX). The only app I plan on this year is the refi of my mortgage (which Hauling said was allowed )
Cheers and good luck everyone!
01-04-2009 11:38 AM
I have not applied for credit for over a year now, and don't want any more cards
One car loan is a year old and the other is paid off, so no car loan.
BUT - I might change my HELOC this summer and do some stuff on the house over the next couple of years
01-04-2009 12:20 PM