Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 783, TU(98) 790, EX 814(Vantage) 779(CS) Goal Score: .....800 IS ON MY BUCKET LIST! EX ,BITE ME! .
HAHAHA.....Yep, a true addict could make that justification. I bet you are the guy that runs the bar beside the AA meeting place that gives free drinks in exchange for AA chips.
valley_man0505 wrote:
contractor wrote:Positive therapy for me today, posted it in a thread but I'll double dip here as well. Closed Clown Jewelers on my terms, not theirs. Made me feel just as good as apping a new account.
I never felt good about that one, only opened it because "all the kids were doing it".
Isn't that kind of like the opposite of apping? That would mean your recent app count is at -1, so you can still app once and be at 0
Sorry, I couldn't resist. I feel like I just walked into an AA meeting carrying a Mojito
contractor wrote:
HAHAHA.....Yep, a true addict could make that justification. I bet you are the guy that runs the bar beside the AA meeting place that gives free drinks in exchange for AA chips.
valley_man0505 wrote:
contractor wrote:Positive therapy for me today, posted it in a thread but I'll double dip here as well. Closed Clown Jewelers on my terms, not theirs. Made me feel just as good as apping a new account.
I never felt good about that one, only opened it because "all the kids were doing it".
Isn't that kind of like the opposite of apping? That would mean your recent app count is at -1, so you can still app once and be at 0
Sorry, I couldn't resist. I feel like I just walked into an AA meeting carrying a Mojito
No, it's a buy one get one free deal...and it comes with a stern "talking to". lol
i never thought i would need to join.. but can i??
after not having any cc for about 8 years 
and paying cash for everything (while thinking, "all i want is just one cc for travel, car rental, in case i want to order on the internet), this summer i applied for and got macy's store, macy's visa and BoA visa. and i was happy with those. no plans to apply for any more.
then a few days after christmas i saw a laptop at sam's club, was ready to write a check (because they don't take visa's!) when the saleperson said "would you like to apply for sam's club cc? no interest if you pay off the laptop within 12 months" . sure i said... when i got home with my new sam's card, i said "no more cc apps in 2009!" and i meant it!
then 2 weeks ago i got a preapproved offer for chase freedom with no interest for the first 12 months - how could i pass that up? i couldn't... just got my card in the mail yesterday.
so, i went from "wish i had just one card" only 8 months ago, to having 5 cards today.
as you can see, i really need a nice comfy room here in the center... with lots of group therapy sessions...
can i have the hibiscus room with the ocean view? you do take visa and/or mc here at the center, don't ya???
was this a test? to see if i cooled my jets??
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