My husband was recently approved for Zync, though it looks like they pulled Experian. Applied for a revolved same day and got declined, said his credit score with experian was 689, so apparently it hadn't updated my last credit card balance yet. Also said balances on cards were too high, so, must have been before Experian updated.
Estimated income for this year is only around $26,000. He got NPSL, but my authorized user card had a $250 limit when I activated it, but went to NPSL after his was activated. SO, now I'm really confused.. lol
Additionally he had 11 inqs, but no other baddies.
They're so pretty and sparkly.. 
JenniferinFL wrote:My husband was recently approved for Zync, though it looks like they pulled Experian. Applied for a revolved same day and got declined, said his credit score with experian was 689, so apparently it hadn't updated my last credit card balance yet. Also said balances on cards were too high, so, must have been before Experian updated.
Estimated income for this year is only around $26,000. He got NPSL, but my authorized user card had a $250 limit when I activated it, but went to NPSL after his was activated. SO, now I'm really confused.. lol
Additionally he had 11 inqs, but no other baddies.
They're so pretty and sparkly..
Is that 11 inq on EXP alone???
JenniferinFL wrote:My husband was recently approved for Zync, though it looks like they pulled Experian. Applied for a revolved same day and got declined, said his credit score with experian was 689, so apparently it hadn't updated my last credit card balance yet. Also said balances on cards were too high, so, must have been before Experian updated.
Estimated income for this year is only around $26,000. He got NPSL, but my authorized user card had a $250 limit when I activated it, but went to NPSL after his was activated. SO, now I'm really confused.. lol
Additionally he had 11 inqs, but no other baddies.
They're so pretty and sparkly..
They are known to issue temporary hard limits at first then releasing them once the card is activated so your fine!
amercnchopz34 wrote:
JenniferinFL wrote:My husband was recently approved for Zync, though it looks like they pulled Experian. Applied for a revolved same day and got declined, said his credit score with experian was 689, so apparently it hadn't updated my last credit card balance yet. Also said balances on cards were too high, so, must have been before Experian updated.
Estimated income for this year is only around $26,000. He got NPSL, but my authorized user card had a $250 limit when I activated it, but went to NPSL after his was activated. SO, now I'm really confused.. lol
Additionally he had 11 inqs, but no other baddies.
They're so pretty and sparkly..
Is that 11 inq on EXP alone???
I'm not completely sure, I'm going off of the credit pulls from our mortgage company. There's 4 on one, 2 on another and a whopping 10 (not 11, oops) on the other. Since Experian is his lowest score and the information is identical except for inquiries, I assumed that ugly group of 10 was on Experian. They're all from mortgage or car loan shopping other then the new inq from Amex
LS2982 wrote:
JenniferinFL wrote:My husband was recently approved for Zync, though it looks like they pulled Experian. Applied for a revolved same day and got declined, said his credit score with experian was 689, so apparently it hadn't updated my last credit card balance yet. Also said balances on cards were too high, so, must have been before Experian updated.
Estimated income for this year is only around $26,000. He got NPSL, but my authorized user card had a $250 limit when I activated it, but went to NPSL after his was activated. SO, now I'm really confused.. lol
Additionally he had 11 inqs, but no other baddies.
They're so pretty and sparkly..
They are known to issue temporary hard limits at first then releasing them once the card is activated so your fine!
Ah, that would explain it then... Thanks!
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