@Anonymous wrote:
How if you're denied for simply having a thin file, and not because you have any negatives on it? Do you basically just say you're young, trying to build your credit, and believe [insert card here] would be a great credit card to have for the future? I guess just basically play to their own interests/egos.
Thats kind of what I say. I also throw in that I think I would have a better chance with a human looking at the application instead of a computer and it works each time. When asked about inquiries I say the same thing, trying to build credit.