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Valued Contributor
Posts: 2,427
Registered: ‎03-15-2012

The Beaver survived a year.

Yes, I'm one of few that survived the closures. Non comforming to their current T&C's one hundred percent.


Just got my cashback reward, as a statement credit of course. Now I can SD this card, as they have nothing more to offer me since CSP killed them on CL by $200...Smiley Very Happy


Who of the Ducks, and Beavers is left, as far as non residents?????

Senior Contributor
Posts: 10,183
Registered: ‎09-24-2013

Re: The Beaver survived a year.

Congrats!!!! WTG!!! 

  I will reach my 1 year mark on my Beaver Visa card  in October of this year.Smiley LOL



Are you going to ask for a CLI since you have reached 1 year with your Beaver Visa??

New Contributor
Posts: 57
Registered: ‎04-24-2013

Re: The Beaver survived a year.

I live in MD, I opened mine in 10/2013 and it is still alive. I used it right away to transfer a balance to for the duration of the 0% interest. I paid off that balance and then have only used it on small purchases every 2 months or so to keep it active. 

My Wallet: Amex Gold: NPSL / Chase Sapphire: $7500 / Capital One Orbitz: $1500 / Capital One Quicksilver $1500 / Jared: $5100 / Chase Slate: $5000 / Care Credit: $4600 / OCCU Beaver: $2500 / Amazon: $600 / Walmart Disc: $2500 / Lowes: $400

Posts: 112
Registered: ‎01-17-2014

Re: The Beaver survived a year.

My duck card will be 1 year in October . Afraid to call and ask for a CLI . Don't want to poke the bear!
MyFICO Scores : EQ = 777 , TU = 768, EX = 755 as of 11/15

Current CARDS : Boa $25k | | QuickSilver $6650 | BillMeLater $5000 | FNBO AMEX $20K | ChoiceHotel BarclayCard $7500K |barclay ring card $15k| Macys AMEX $20k| AMEX Gold Premier | AMEX Blue Cash $24.9k | | Chase Marriott $20k | CSP $14,200| CAP1 Spark Miles $25k | AMEX Business Gold Premier| citi Hilton hhonors $12k| citi AAdvantage $10,500
Regular Contributor
Posts: 106
Registered: ‎05-23-2013

Re: The Beaver survived a year.

I'm in Texas and my duck is still quacking at $20k. He turns 1 in a couple of months.
Capital One Venture- $30,000, CSP- $29,500, PenFed Promise Visa- $26,000, NASA Federal Credit Union Platinum Visa- $25,000, NASA Federal Credit Union PLOC- $25,000, Amex BCE- 23,500, Merrill +- $23,000, Western Federal Credit Union PLOC- $20,000, OCCU Platinum Visa- $20,000, Randolph Brooks Federal Credit UnionPlatinum Visa- $20,000, Security Service Federal Credit Union PLOC- $20,000, Security Service Federal Credit Union MasterCard- $15,000, Allied Credit Union Visa- $15,0000, BBVA NBA Amex $15,000, Houston Police Federal Credit Union Platinum Visa- $15,000, Amex PRG NPSL, Discover IT- $14,300, DCU Platinum Visa- $10,000, Smart Financial CU Platinum MC- $10,000, Citi Hilton Honors Visa- $7500, USAA Platinum Visa- $7000, GEMB/Dillard's-$7500.00, GEMB/JCP-$10,000
Regular Contributor
Posts: 112
Registered: ‎01-16-2009

Re: The Beaver survived a year.

Opened mine in December 2013, and it's still open.


They gave me a whopping $500 CL, so I bought something on it for like $400 and have just been making minimum payments so I have regular usage.

Goal: 740, Current Scores: EX ~680, EQ ~720, TU ~700, total credit $80k, utilization %10.

Discover IT $8000, $7600, Sallie Mae $7500, Citi Double Cash $6300, Ebates Visa $6000, Walmart MasterCard $6000, Home Depot $5502, Amazon Store $5000, Chase Amazon Visa $3500, Chase Freedom $3200, Sportsman's Guide $2950, AMEX BCE $2500, Victoria's Secret $2350, Barclay Rewards $1000.
Valued Contributor
Posts: 1,066
Registered: ‎07-09-2013

Re: The Beaver survived a year.

Although mine is still "open" according to the online log in and my credit reports I have been unable to use it for about 10 months. Many calls went to OCCU where they would open a case and "get back to me" only to have them never get back to me and lose records. Bottom line, while "open" I cant use it.

   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Epic Contributor
Posts: 26,783
Registered: ‎10-23-2007

Re: The Beaver survived a year.

My partners is still open but they did decline the CLI and the rate is really high, it hasn't been used in probably 8+ months and think it's about to be 1 year also.

Fico Scores 8: EX 718. TU 699. EQ 658. 11/10/2015
Established Contributor
Posts: 653
Registered: ‎10-01-2013

Re: The Beaver survived a year.

Don't even get me started on the duck and beaver! Man Mad


Odd thing is...I never apped for it, just randomly showed up one day in my mailbox. 


Then they lied their %$$#'es off and told people their accounts were suspended due to fraud. 


I surprised they didn't get sued over that. They could of been honest and told people they changed residency requirements, not lie and say it was due to fraud. 


They told me my card would be restored in 24 hours, they said that for over 1.5 weeks before finally closing it.


Oh well. it was fun while it lasted.


Farm and Fleet $3,000 (AU) Paypal Extras MC $1,500
Barclay's Apple Visa $1,200 QVC Qcard $800
Amazon Store Card $600 Discover $500
Walmart MC $400 Victoria's Secret $350
Credit One $300 Fingerhut $200
TU Fico 626

Valued Contributor
Posts: 2,167
Registered: ‎07-13-2013

Re: The Beaver survived a year.

Why did they start closing everyones accounts? Because i remember when these cards were the big thing. I dont live near anywhere where these cards are offered but im curious to know why the closings were happening. Smiley Embarassed

I realized i am still young and still have many years to achieve whatever i want.

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