Valued Contributor
Posts: 2,209
Registered: ‎03-15-2012

The Beaver survived a year.

Yes, I'm one of few that survived the closures. Non comforming to their current T&C's one hundred percent.


Just got my cashback reward, as a statement credit of course. Now I can SD this card, as they have nothing more to offer me since CSP killed them on CL by $200...:smileyvery-happy:


Who of the Ducks, and Beavers is left, as far as non residents?????

Senior Contributor
Posts: 8,303
Registered: ‎09-24-2013

Re: The Beaver survived a year.

Congrats!!!! WTG!!! 

  I will reach my 1 year mark on my Beaver Visa card  in October of this year.:smileylol:



Are you going to ask for a CLI since you have reached 1 year with your Beaver Visa??

New Contributor
Posts: 57
Registered: ‎04-24-2013

Re: The Beaver survived a year.

I live in MD, I opened mine in 10/2013 and it is still alive. I used it right away to transfer a balance to for the duration of the 0% interest. I paid off that balance and then have only used it on small purchases every 2 months or so to keep it active. 

My Wallet: Amex Gold: NPSL / Chase Sapphire: $7500 / Capital One Orbitz: $1500 / Capital One Quicksilver $1500 / Jared: $5100 / Chase Slate: $5000 / Care Credit: $4600 / OCCU Beaver: $2500 / Amazon: $600 / Walmart Disc: $2500 / Lowes: $400

New Contributor
Posts: 55
Registered: ‎01-17-2014

Re: The Beaver survived a year.

My duck card will be 1 year in October . Afraid to call and ask for a CLI . Don't want to poke the bear!
MyFICO Scores : EQ = 778 , TU = 784, EX = 775 as of 10/14

Current CARDS : Boa $15k | Capital One $2150 | QuickSilver One $4250 | BillMeLater $4500 | FNBO AMEX $16.3K | ChoiceHotel BarclayCard $15K | Macys AMEX $3k | AMEX Gold Premier | AMEX Blue Cash $9k | | Chase Marriott $20k | OCCU $15K.| CSP $14,200
Posts: 101
Registered: ‎05-23-2013

Re: The Beaver survived a year.

I'm in Texas and my duck is still quacking at $20k. He turns 1 in a couple of months.
CSP- $29,500, PenFed Promise Visa- $26,000, NASA Federal Credit Union Platinum Visa- $25,000, NASA Federal Credit Union PLOC- $25,000, Western Federal Credit Union PLOC- $20,000, Western Federal Credit Union Platinum Visa- $25,000, OCCU Platinum Visa- $20,000, Randolph Brooks Federal Credit UnionPlatinum Visa- $20,000, Security Service Federal Credit Union PLOC- $20,000, Security Service Federal Credit Union MasterCard- $15,000, Houston Police Federal Credit Union Platinum Visa- $15,000, BOA Cash Rewards Visa- $10,000, Merrill +- $10,000, Amex PRG NPSL, DCU Platinum Visa- $10,000, Smart Financial CU Platinum MC- $10,000, Amex BCE- $9000, Citi Hilton Honors Visa- $6000, USAA Platinum Visa- $7000, Discover IT- $7500, GEMB/Dillard's-$7500.00, GEMB/JCP-$10,000

Posts: 92
Registered: ‎01-16-2009

Re: The Beaver survived a year.

Opened mine in December 2013, and it's still open.


They gave me a whopping $500 CL, so I bought something on it for like $400 and have just been making minimum payments so I have regular usage.

Goal: 740, Current Scores: EX ~680, EQ ~700, TU ~710, total credit $50,252, utilization %4. $6400, Walmart MasterCard $6000, Home Depot $5502, Citi Double Cash $5000, Ebates Visa $5000, Discover IT $4000, Amazon Store $2500, Chase Freedom $2200, Victoria's Secret $1150, Barclay Rewards $1000, Sportsman's Guide $1000, OCCU Beaver $500. AU: AMEX Blue $5000, AMEX BCE $3000, Chase Freedom $2000.
Valued Contributor
Posts: 1,063
Registered: ‎07-09-2013

Re: The Beaver survived a year.

Although mine is still "open" according to the online log in and my credit reports I have been unable to use it for about 10 months. Many calls went to OCCU where they would open a case and "get back to me" only to have them never get back to me and lose records. Bottom line, while "open" I cant use it.

   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Epic Contributor
Posts: 21,594
Registered: ‎10-23-2007

Re: The Beaver survived a year.

My partners is still open but they did decline the CLI and the rate is really high, it hasn't been used in probably 8+ months and think it's about to be 1 year also.

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Established Contributor
Posts: 653
Registered: ‎10-01-2013

Re: The Beaver survived a year.

Don't even get me started on the duck and beaver! :manmad:


Odd thing is...I never apped for it, just randomly showed up one day in my mailbox. 


Then they lied their %$$#'es off and told people their accounts were suspended due to fraud. 


I surprised they didn't get sued over that. They could of been honest and told people they changed residency requirements, not lie and say it was due to fraud. 


They told me my card would be restored in 24 hours, they said that for over 1.5 weeks before finally closing it.


Oh well. it was fun while it lasted.


Farm and Fleet $3,000 (AU) Paypal Extras MC $1,500
Barclay's Apple Visa $1,200 QVC Qcard $800
Amazon Store Card $600 Discover $500
Walmart MC $400 Victoria's Secret $350
Credit One $300 Fingerhut $200
TU Fico 626

Established Contributor
Posts: 1,036
Registered: ‎07-13-2013

Re: The Beaver survived a year.

Why did they start closing everyones accounts? Because i remember when these cards were the big thing. I dont live near anywhere where these cards are offered but im curious to know why the closings were happening. :smileyembarrassed:

Wallet: Chase Freedom, CSP, Discover IT
The Exiled Cards: Quicksilver, Target, Elan Financial Services, Best Buy, Sears MC
8/11/14 EQ: 687
9/7/14 TU: 700. All goal cards achieved! :smileyhappy: Score is only a number, its the profile that matters. However i will try to achieve 750+

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+