The Beaver survived a year.

[plastic_man]

Its weird, I also don't live even near their residence requirement, and I have never had any problem with the card , never declined .

[Creditaddict]

Oops I just applied for one myself

[pazuzu]

---

@Creditaddict wrote:
Oops I just applied for one myself

---

[Creditaddict]

---

@pazuzu wrote:

---

@Creditaddict wrote:
Oops I just applied for one myself

---

---

LOL I did it over the phone and I thought for sure she was going to get me an instant approval... she went over all sorts of stuff on my credit report and put me on hold for about 15 minutes and finally came back and said the branch would decision it in 1 day and contact me (tue since weekend)

They pulled EQ and she notated all my past baddies and that they were all paid and it was a short period they went bad and that the banks that were included are also banks that have issued me new credit... we shall see!

I applied for Beaver card since my partner has the duck card.

[barbaralee]

---

@FixMyCredit1992 wrote:

Don't even get me started on the duck and beaver! 

Odd thing is...I never apped for it, just randomly showed up one day in my mailbox. 

---

LOL, whaaat? 

[Creditaddict]

---

@barbaralee wrote:

---

@FixMyCredit1992 wrote:

Don't even get me started on the duck and beaver! 

Odd thing is...I never apped for it, just randomly showed up one day in my mailbox. 

---

LOL, whaaat? 

---

what is right? you had posts for days about how mad you were about the process of getting that card, what you mean you didn't apply for it!?

[FixMyCredit1992]

The "actual answer" was because they changed residency requirements. 

My guess is that the card was so popular, they issued so much credit, that it was not looking good on their balance sheet.

[B335is]

---

@Creditaddict wrote:

---

@pazuzu wrote:

---

@Creditaddict wrote:
Oops I just applied for one myself

---

---

LOL I did it over the phone and I thought for sure she was going to get me an instant approval... she went over all sorts of stuff on my credit report and put me on hold for about 15 minutes and finally came back and said the branch would decision it in 1 day and contact me (tue since weekend)

They pulled EQ and she notated all my past baddies and that they were all paid and it was a short period they went bad and that the banks that were included are also banks that have issued me new credit... we shall see!

I applied for Beaver card since my partner has the duck card.

---

I thought you were kidding.  You seriously applied for this thing?  OCCU makes Tobyhanna look professional.

[Creditaddict]

---

@B335is wrote:

---

@Creditaddict wrote:

---

@pazuzu wrote:

---

@Creditaddict wrote:
Oops I just applied for one myself

---

---

LOL I did it over the phone and I thought for sure she was going to get me an instant approval... she went over all sorts of stuff on my credit report and put me on hold for about 15 minutes and finally came back and said the branch would decision it in 1 day and contact me (tue since weekend)

They pulled EQ and she notated all my past baddies and that they were all paid and it was a short period they went bad and that the banks that were included are also banks that have issued me new credit... we shall see!

I applied for Beaver card since my partner has the duck card.

---

I thought you were kidding.  You seriously applied for this thing?  OCCU makes Tobyhanna look professional.

---

Honey... I never kid about credit!

[Burned2manybridgesB4]

---

@alvon123 wrote:

Congrats!!!! WTG!!! 

  I will reach my 1 year mark on my Beaver Visa card  in October of this year.

i WILL THEN ASK FOR A CREDIT LIMIT INCREASE!!!

Are you going to ask for a CLI since you have reached 1 year with your Beaver Visa??

---

No, not going to ask for a CLI. It's high enough as it is, and CSP beat them. I'm pushing my exposure rate as it is, and don't want to piss off Amex, or Barclays.