Established Member
Posts: 106
Registered: ‎04-07-2011

Re: The Big Banks LOVE ME!!!

Creditaddict wrote:

When you got the 1k increase on Citi is that what you asked for or the counter?


Congrats on it all though.

It was a counter offer. I went for broke and asked for $6K and the computer said it can be instantly increased by 1K. I accepted the 1K and there was a another button at the bottom that said "ask for more" so I did and they tried to do a HP but my report was frozen so that went nowhere. :smileytongue:

Established Contributor
Posts: 2,112
Registered: ‎09-25-2011

Re: The Big Banks LOVE ME!!!

lol lot to read, but yea big banks love me too


$6,500 Citi Forward, $18,500 Amex, $21,000 Chase, $32,000 Navy  and my AAOA is less than 1 year lmao! :smileyhappy:

total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
Posts: 651
Registered: ‎08-07-2012

Re: The Big Banks LOVE ME!!!

Very impressive.

Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Valued Member
Posts: 57
Registered: ‎01-19-2013

Re: The Big Banks LOVE ME!!!

Interestingly I get more love from the conservative lenders in my portfolio of cards amex 7500 & penfed 8500 than chase (5000 freedom) and discover (2500, more card with 5 years perfect payment history). It's really interesting how ymmv works out for folks.
FICO: 782(Ex, AMEX 8/12), Mortgage Pull(3.0%, 5/1 ARM from Local CU 2/2013): 725(EX), 757(TU), 772(EQ); 775(EX, Amex 8/14)
Cards: Amex BCE(10300), Discover(7000), Target (1000), PenFed Platinum Rewards Visa (8500), Chase Freedom(5000), Barclay Arrival+ (10000), Amex HHonors Surpass(11,800)
App'd: Barclay & Hhonors Surpass Aug 2014, PenFed & Freedom Feb 2013, Amex & Target Jul 2012, Discover Feb 2008 Gardening til ???
Goals: TBD, possibly a mortgage refi to a fixed rate or better adjustable
New Contributor
Posts: 62
Registered: ‎10-07-2007

Re: The Big Banks LOVE ME!!!

The larger banks have been kind to me as well. It's good to know that others have the same experience.


My lowest limits have come from credit unions.

~~Credit Cards~~
Alliant Platinum Rewards Visa, AmEx BCP, BofA Power Rewards, Bank of the West Platinum, Barclay Rewards World MC, Chase Freedom/Chase Sapphire Preferred, Citi Thank You Preferred/Citi Dividend Select, Discover IT, FNBOmaha, Paypal MC, US Bank Cash+/US Bank Perks+.

Total: $300,000+ in lines.
Mega Contributor
Posts: 15,436
Registered: ‎04-09-2011

Re: The Big Banks LOVE ME!!!

@distantarray very impressive lineup of cards and limits!!!

Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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