Credit Card Center Advertiser Disclosure

Established Member
Posts: 106
Registered: ‎04-07-2011
0 Kudos

Re: The Big Banks LOVE ME!!!

Creditaddict wrote:

When you got the 1k increase on Citi is that what you asked for or the counter?


Congrats on it all though.

It was a counter offer. I went for broke and asked for $6K and the computer said it can be instantly increased by 1K. I accepted the 1K and there was a another button at the bottom that said "ask for more" so I did and they tried to do a HP but my report was frozen so that went nowhere. Smiley Tongue

Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0 Kudos

Re: The Big Banks LOVE ME!!!

lol lot to read, but yea big banks love me too


$6,500 Citi Forward, $18,500 Amex, $21,000 Chase, $32,000 Navy  and my AAOA is less than 1 year lmao! Smiley Happy

total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
Posts: 651
Registered: ‎08-07-2012
0 Kudos

Re: The Big Banks LOVE ME!!!

Very impressive.

Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Valued Member
Posts: 57
Registered: ‎01-19-2013
0 Kudos

Re: The Big Banks LOVE ME!!!

Interestingly I get more love from the conservative lenders in my portfolio of cards amex 7500 & penfed 8500 than chase (5000 freedom) and discover (2500, more card with 5 years perfect payment history). It's really interesting how ymmv works out for folks.
FICO: 782(Ex, AMEX 8/12), Mortgage Pull(3.0%, 5/1 ARM from Local CU 2/2013): 725(EX), 757(TU), 772(EQ); 775(EX, Amex 8/14)
Cards: Amex BCE(10300), Discover(7000), Target (1000), PenFed Platinum Rewards Visa (8500), Chase Freedom(5000), Barclay Arrival+ (10000), Amex HHonors Surpass(11,800)
App'd: Barclay & Hhonors Surpass Aug 2014, PenFed & Freedom Feb 2013, Amex & Target Jul 2012, Discover Feb 2008 Gardening til ???
Goals: TBD, possibly a mortgage refi to a fixed rate or better adjustable
New Contributor
Posts: 62
Registered: ‎10-07-2007
0 Kudos

Re: The Big Banks LOVE ME!!!

The larger banks have been kind to me as well. It's good to know that others have the same experience.


My lowest limits have come from credit unions.

~~Credit Cards~~
Alliant Platinum Rewards Visa, AmEx BCP, BofA Power Rewards, Bank of the West Platinum, Barclay Rewards World MC, Chase Freedom/Chase Sapphire Preferred, Citi Thank You Preferred/Citi Dividend Select, Discover IT, FNBOmaha, Paypal MC, US Bank Cash+/US Bank Perks+.

Total: $300,000+ in lines.
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0 Kudos

Re: The Big Banks LOVE ME!!!

@distantarray very impressive lineup of cards and limits!!!

EQ FICO 548 3/3/16

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.