02-26-2008 08:47 AM
02-26-2008 12:03 PM
02-28-2008 12:46 PM
Totally agree with you.
lurknomore wrote:I had an MBNA account that went bad in 1999 that dropped off in mid-2007. Upon application, BOA offered me the regular secured card, but because I had another baddie, I decided to take the offer.Since I found MF forums (LUV u guys!) I've found several other lenders (NFCU, Amex, Wamu) who want my business and are willing to work with me. Next month will be my 1-year anniversary of the secured card, and if BOA doesn't "unsecure" or "graduate" me soon thereafter, then I'm cutting my losses and moving on. I have my checking account with them (I'm hooked on their online banking), and they are everywhere in the place where I live and the places I primarily travel (cust. serv. is also great too). But that will be the extent of our relationship.And guess what? BOA will then be on MY blacklist! Everyone knows that banks make their money through lending products so as the inaugural entity on my blacklist, I will NEVER apply for any credit card, car loan, personal loan, mortgage, etc with BOA again. I'm taking back my power as an educated consumer and we all know that BOA is NOT the only fish in the financial sea. I refuse to be dissed by anyone calling me "customer." For that privilege (yeah, I said privilege), you are going to have to earn it!!!Anyone else joining me in the personal blacklist movement??!!
02-15-2010 07:43 PM
Bumping this after a member posted that it hadn't been updated in two years.
A lot has changed since this thread was started, and CCC's are much less forgiving.
If anyone has any specific info about CCC's which blacklist those who
02-15-2010 11:03 PM - edited 02-15-2010 11:04 PM
02-16-2010 04:31 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.