concorduser wrote:I am not sure about many cards. But Wamu seems to be very picky with the old providian chargeoffs. I had a paid chargeoff with providian and wamu does not like it. How long and other things, I have no idea. I am thinking of writing a letter to wamu and see what kind of response they would give.
netpanther wrote:Ok, this much I know- Discover blacklists for BK over 7 years.Chase blacklist charge offs- paid and upaid for 3 years.
You give me hope! I currently have 6 majors ranging from 1k to 4.6k but the only one you mentioned that I have is an Amex (just Delta Gold). I can see the light!
shadow2k wrote:Wamu definitely blacklists for Providian. I had a Providian CO from probably 8yrs ago that's no longer on my credit reports. There's nothing negative on any of my reports now, and my scores are all around 750. Got approved by Amex, Discover, Chase, Citi, and BoA within the last month, and cancelled all my old crappy cards.