02-26-2008 08:47 AM
02-26-2008 12:03 PM
02-28-2008 12:46 PM
Totally agree with you.
lurknomore wrote:I had an MBNA account that went bad in 1999 that dropped off in mid-2007. Upon application, BOA offered me the regular secured card, but because I had another baddie, I decided to take the offer.Since I found MF forums (LUV u guys!) I've found several other lenders (NFCU, Amex, Wamu) who want my business and are willing to work with me. Next month will be my 1-year anniversary of the secured card, and if BOA doesn't "unsecure" or "graduate" me soon thereafter, then I'm cutting my losses and moving on. I have my checking account with them (I'm hooked on their online banking), and they are everywhere in the place where I live and the places I primarily travel (cust. serv. is also great too). But that will be the extent of our relationship.And guess what? BOA will then be on MY blacklist! Everyone knows that banks make their money through lending products so as the inaugural entity on my blacklist, I will NEVER apply for any credit card, car loan, personal loan, mortgage, etc with BOA again. I'm taking back my power as an educated consumer and we all know that BOA is NOT the only fish in the financial sea. I refuse to be dissed by anyone calling me "customer." For that privilege (yeah, I said privilege), you are going to have to earn it!!!Anyone else joining me in the personal blacklist movement??!!
02-15-2010 07:43 PM
Bumping this after a member posted that it hadn't been updated in two years.
A lot has changed since this thread was started, and CCC's are much less forgiving.
If anyone has any specific info about CCC's which blacklist those who
02-15-2010 11:03 PM - edited 02-15-2010 11:04 PM
02-16-2010 04:31 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO