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What is your current CL? how long since last CLI?
is this your highest cl?
If not I would go for it... not going to hurt ask for 30-40k
Is AmEx still limiting to one CLI every 6 months? I'm only asking because older posts suggest people were able to get them more frequently.
But I'm guessing they're being more conservative these days and keeping it at 6 months.
@Creditaddict wrote:is this your highest cl?
If not I would go for it... not going to hurt ask for 30-40k
Oh yes it could
Thanks for the heads up that the button was back.
Just clicked it.
Original CL: 3000
Requested increase: 2000
New CL: 5000
Reported Income: ~55000
Instant approval. I know I could have asked for more but my limit had been stuck at 3k for over 2 years now and I didn't want to push it. I actually did need the CLI though since I've been using my Blue Cash exclusively and have put 14k on it in the last 10 months, and have been making bi-weekly payments so it wouldn't report a high balance.
If anyone wants my additional stats if they want to compare themselves.
Nothing bad on CR reporting.
AmEx Blue Cash: 2 years 10 months old $5000 cl
Citi Forward: 1 year 4 months old $5500 cl
AmEx Green AU (fathers card): 24 years old
1% reported utilization, 3 total accounts.
Mid 750s on EQ and TU when last purchased scores (6 months or so ago)
The CLI button for my Blue has been there for almost two months. I never tried to do online. I usually do it on the phone. I didn't request CLI for Blue. I think I got enough. I requested twice for my Costco Amex over the automated system and I got approved for CLI.
Ron.
Got an auto CLI today for $5k without hitting the button. I checked my statement yesterday and it wasn't there. Coincidence?