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The Craigslist Credit Card

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Jlu
Established Contributor

The Craigslist Credit Card

No, not a reality, but something I dreamed about last night and thought, how awesome would that be? I'm sure maybe one day Craig will figure out he can make a few billion dollars off his site by commercialising it.

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 1 of 15
14 REPLIES 14
knj601
Established Member

Re: The Craigslist Credit Card

Ooo man. If this was real, my fiance would probably go crazy!! We would have sooo much stuff we didn't need. Smiley Very Happy



Current: TU (Wal-Mart) 640 EQ (myFICO) 627 EX 628 as of 10/12
BK Discharged 08/10 (The dark times)
NavChek (5000) Cap1 (2500 & 1000) hhGregg (1500) Amazon (900) & WalMart (500) Lowes (300)

Goal: No apps until 07/2013 & 700's across the board
Message 2 of 15
Cadillac-XTS
Established Contributor

Re: The Craigslist Credit Card

lol I would probably be the first to apply

Message 3 of 15
LS2982
Mega Contributor

Re: The Craigslist Credit Card

What would be the point of it?? It would be treated pretty much like any creditor does a store card, atronomical APR and lackluster rewards.




EQ FICO 548 3/3/16
Message 4 of 15
tylaw13
Regular Contributor

Re: The Craigslist Credit Card

Backed by Capital One. hahahahahaha

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Message 5 of 15
navigatethis12
Valued Contributor

Re: The Craigslist Credit Card


@LS2982 wrote:

What would be the point of it?? It would be treated pretty much like any creditor does a store card, atronomical APR and lackluster rewards.


My question as well. Craigslist does not actually sell anything or take payments do they? So they could not offer a certain percentage off of anything. It may be a way for them to get more money, but I do not see why a consumer would have a need for it.

 

Message 6 of 15
gettnthere
Established Contributor

Re: The Craigslist Credit Card

I could definitely see this card coming around at some point backed by non other than GE, lol Id probably go for it on a DrappSmiley Wink



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 7 of 15
Jlu
Established Contributor

Re: The Craigslist Credit Card

All I'm saying is that wherever lots of cash is changing hands credit is never far behind.
AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 8 of 15
gettnthere
Established Contributor

Re: The Craigslist Credit Card


@Jlu wrote:
All I'm saying is that wherever lots of cash is changing hands credit is never far behind.


Very true! Im suprised there isn't one already.



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 9 of 15
sakhalin070
Frequent Contributor

Re: The Craigslist Credit Card

Oh gosh lol!

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward
Message 10 of 15
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