Reply
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

The Credit Limit Increase From Discover didn't come the quarter....very upset.

I opened my Discover More account in July 2009.  I received my first auto CLI October 2009 and second January 2010.  I expected to receive a third CLI  this April.   I didn't receive it.  I called the customer service number.  The option for my to ask for a CLI was offered in the IVR.  I asked for a set amount and got declined.  I am now stuck at $4100.  

Regular Contributor
tengtengvn
Posts: 249
Registered: ‎01-18-2009
0

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

[ Edited ]

I only ask for CLI every 6 months 'cus I don't wanna be too aggressive.:smileytongue:

What's in your wallet?
-Not Capital One.
Contributor
boamacy
Posts: 86
Registered: ‎06-07-2009
0

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

do you use the card to get cash over  at  wallmart or other stores ?

 

Valued Contributor
bunnyrabbit
Posts: 1,413
Registered: ‎01-20-2008
0

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.


DI wrote:

I opened my Discover More account in July 2009.  I received my first auto CLI October 2009 and second January 2010.  I expected to receive a third CLI  this April.   I didn't receive it.  I called the customer service number.  The option for my to ask for a CLI was offered in the IVR.  I asked for a set amount and got declined.  I am now stuck at $4100.  


DI, you are lucky to got second ACLI.  I did not get second one.   May be because I don't use it a lot, not sure ....   I am stuck with 2.5k now.  Don't know when they give me another ACLI.  

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.
Valued Contributor
ngerasimatos
Posts: 1,278
Registered: ‎06-01-2007
0

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

I would have waited until after these new credit card law enactments have settled down.

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

700 Club
Established Contributor
jefftca925
Posts: 692
Registered: ‎08-14-2008
0

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

I had the CLI option on the IVR system... tried my luck.  Transferred to CSR who said they would need to do a hard pull...I said no thanks.  It's in my sock drawer now.  Their reward program isn't as great as everyone makes it sound IME.

CCs: Chase Freedom VS 6.9k, CSP VISA Sg 7k, BofA Amex 12.5k, Discover 10.5k, US Bank Cash+ Visa Sg 12.5k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Amex Zync, Costco Amex 12k, BofA CR VS 17k, Amex BCP 9.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 4k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase United VS 13k, Chase Marriott VS 8k, Citi Simplicity 13.3k, PayPal MC 5k, Compass Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 13.3k, Capital One QS Visa 11k, FRN MC 13.5k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Barclay Arrival 10k, Ebates VS 8k, Orbitz VS 9k, NASA V 30k, USBk FP VS 17k
Regular Contributor
hemi961
Posts: 239
Registered: ‎11-05-2008
0

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

Got my card in April 2009 and have received auto increases every 3 months. The 26th is my statement date so I'll see if I get another increase. When I activated the card they told me that they review accounts every 6 months for possible increases, so I was surprised when they started increasing me at 3 month intervals. Just goes to show that they are in control and when we think we've figured them out, they change the rules.
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

I'm really confused now.  I got an email this morning from Discover to check my messages on its site.  All within a week, I've received a CLI decline letter and CLI approval letter.  This what the letter says.

 

 

Congratulations! We're pleased to inform you that your outstanding credit management has earned you a credit line increase on your Discover Card.

The new credit limit on your Discover Card account is $4,600.00.

In the coming months, we will continue to evaluate your account. Then, based on your overall credit behavior and Discover Card usage, we may continue increasing your credit limit.

Your increased buying power makes Discover Card the best choice for all your purchases.

- No Annual Fee
5% Cashback Bonus(R) in categories like travel, home improvement stores, department stores, gas, groceries, restaurants, and many more. In addition, you automatically earn up to 1% unlimited Cashback Bonus on all other purchases.

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

 


boamacy wrote:

do you use the card to get cash over  at  wallmart or other stores ?

 


 

Yes, I used cashover twice since the opening of the card to get $20 each time. 

 

Established Member
Creditbuilder28
Posts: 23
Registered: ‎01-11-2010
0

Re: The Credit Limit Increase From Discover didn't come the quarter....very upset.

DI-

 

What did Discover initally approve you for (credit line) upon opening your account?


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}