The Days of Nice starting CLIs from Major Banks is Over

[Anonymous]

Has anybody seen a common starting CL for people at FICO average (700) that credit unions couldn't beat hands down?

I know credit unions are limited because of usury to no more than 18%, so there is no such thing as subprime credit products from CUs.

Navy's starting CLs are usually everal times bigger than anything you'd get from Cap One/HSBC and AMEX for starting lines for average FICOs.    Has anybody got better results from the big 7 issuers better than what Navy/PenFed and local CUs are offering?

[Anonymous]

how would one know what the credit unions are offering if they don't use credit unions? (ex: me lol)

give some examples, do a quick search they all have their place