The Definitive Amex 3X CLI Guide

[mountainmom]

I didn't see this on the sticky. An easy place to access the Request Credit Line increase area is from the home screen, there is a little arrow by your Available Credit. Takes you right to it.

[mountainmom]

Also FYI per chat - rep said it was permissable to use household income. I saved a snapsot!

[jbimler]

Has anyone tried for the CLI but not used the card in that 61 day peroid? Is it best to use the card and pay in full those two months?

[GBR]

That is what I did. Also, I was waiting for my second payment to be posted on the account (70+ days) before I requested 3X CLI. Requested increase tonight and instantly got approved for 18K, no questions asked. Now, I don't know if they will request additional paperwork.

[jake619]

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@jbimler wrote:

Has anyone tried for the CLI but not used the card in that 61 day peroid? Is it best to use the card and pay in full those two months?

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The 61-day period is the initial interval, so assuming you opened the account and 61 days has lapsed, but you've not charged a single dime, I would think decline.  You're making them no money on swipe fees, and haven't shown any use to determine a possible justification for the increase, nor developed any semblance of a spending pattern to run through their internal risk models.

Just my 2 pesos, but if you do it please post your results.  The worst would be a decline since the pull is soft; IOW, nothing to lose.

[john398]

Wahooo at 61 days called in and went from 2k to 6k thru the automated system easy as pie, thanks everyone

[devastatah]

Today is day 61...

Initially did online got 24 hour message, so I called in CSR did not see application so she did a manual. I got denied it gave me the can apply for increase for 6 months so did the first one go thru??? So confused but set a reminder in my phone for 180 days from today and still working on my other limits.

[09Lexie]

@devastatah

If you were denied, you should be able to try again in 90 days. It's 6 mos if approved.

[devastatah]

Turns out I was a day early they told me to call back tomorrow at noon est to try it again today was day 60

[09Lexie]

Whew! Good luck!