The Definitive Amex 3X CLI Guide

[JCreazy]

I applied for a 3x increase at 62 days and got that I would get a written response in 7-12 days.  I was for sure I was going to get it.  I have no idea what to do now.

[Pat94108]

For those who are interested, I applied for mine at midnight MST but was declined (I really thought it had to be on MST) then tried again an hour later at midnight PST and was approved instantly. Didn't apply for the full 3X CLI ($500 less than what I qualified for). My utilisation was at 36% on that card and 12% total CL (only have two credit cards). Will probably apply for an additional $3000-$5000 when it's time for my next CLI. 

[brindle26]

Today is 61 days on my BCE card. Just requested an increase online and got the 7-10 notice.

[MACFRME]

I was denied for an increase on my BCE back in December. Do I have to wait 90 days to reapply or 91 days?

[12njoy]

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@MACFRME wrote:
I was denied for an increase on my BCE back in December. Do I have to wait 90 days to reapply or 91 days?

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Amex told me 90 days when they denied me.  If I were going to do it again, which I'm not, I would go on day 91.  What reason(s) were you given for denial?

[MACFRME]

Low FICO score (692).....

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@12njoy wrote:

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@MACFRME wrote:
I was denied for an increase on my BCE back in December. Do I have to wait 90 days to reapply or 91 days?

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Amex told me 90 days when they denied me.  If I were going to do it again, which I'm not, I would go on day 91.  What reason(s) were you given for denial?

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[12njoy]

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@MACFRME wrote:
Low FICO score (692).....

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@12njoy wrote:

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@MACFRME wrote:
I was denied for an increase on my BCE back in December. Do I have to wait 90 days to reapply or 91 days?

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Amex told me 90 days when they denied me.  If I were going to do it again, which I'm not, I would go on day 91.  What reason(s) were you given for denial?

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Were you just going for the 3K?  IF so, that's odd that they wouldn't give that to you.

[Settemio]

Congratulations!
Your request to increase your line of credit to $6,000 has been approved and will be available for use within 15 minutes.

I never use this card (Hilton Honers)... but I got my Amex Delta CL to where I wanted it, and it has been 6 months since the last increase today... so I tried the 3x CL increase... I have this card for backdating... to 1988 ... but it only had a measly 2k limit... now it has 6k!

[mma0411]

This guide has been great. I am just over 61 days with my BCP card and have a payment scheduled to hit Friday, in two days, for the full statement balance. Is there any advantage to waiting until that payment has processed to ask for my 61day CLI or, since it's an automated yes or no, should I just go ahead and do it?

Thank you!

[cakebuilder]

that is a great question. i was wondering the same thing as my date is approaching