The Definitive Amex 3X CLI Guide

[SOGGIE]

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@kr3st00 wrote:
MyFico/Other Handle: Kr3st00
Initial CL: 2,000
61 day CLI: 6,000
@Anonymous Utilization @ CLI: 7%
@Overall Utilization @ Last EX Soft Pull: 0.96%
Ratio of Income/(Overall Available Credit) (4 decimal places): 4.1003
Number of new credit lines opened since opening Amex account or last Amex CLI: 0
Total $$ value of all transactions since Amex account opening or last Amex CLI: ~$9,000

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Congrats!

[nikon3947]

Did you just apply for it today? Makes me think mine is not looking so good if so.. My util is higher than yours but nothing to the extreme. 

[kr3st00]

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@nikon3947 wrote:

Did you just apply for it today? Makes me think mine is not looking so good if so.. My util is higher than yours but nothing to the extreme. 

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Yup. Did it this morning. No wait. No counter offer. Instant 3x CLI. 

[Turbobuick]

Amex TrueEarnings (Costco)

Initial CL $11K

asked for $22K 

0% utilization but average $300/mo for Costco gas.

Got the 7-10 day. Email next morning said it was approved. Funny how I had to click on several links and enter bits of info to finally find the easter egg(approval). They asked for age, birthday, zip code, how long in house, but nothing about income which I thought would be the only delay.

I suppose by this time they were just verifying I was me.

[nikon3947]

Well I still have not recieved a email.. Not looking good. 

[lonelyisland]

MyFico/Other Handle: lonelyisland
Initial CL: 10,000
61 day CLI: requested and recieved increase to 23.500
Amex Utilization @ CLI: 9%
Overall Utilization @ Last EX Soft Pull: 15%
Ratio of Income/(Overall Available Credit) (4 decimal places): 
Number of new credit lines opened since opening Amex account or last Amex CLI: 4 
Total $$ value of all transactions since Amex account opening or last Amex CLI: about $2500 in 61 days

 Got the 7-10 day message, then received an email 45 mins later. Had to log-in to view the approval. 

[MMB85]

I got denied the Amex 3x CLI

[Darius1976]

I requested 21k, and got the 7-10 day message.  :/...  Guess i will see if i get an e-mail or denial...  I do have 25% utilization on it though...

[JGuz649]

Same boat on my request for 9900. 7-10 day message :/ I don't mind a denial just hope it's not a HP as some others have recently reported.

[MMB85]

Credit Card debt: $0 

Current Credit Util: 0%

Credit score: 760+

Student Loan: $26,000

On the 65th day or so of opening my Amex Blue Cash, I was denied the 3x CLI.