cancel
Showing results for 
Search instead for 
Did you mean: 

The Definitive Amex 3X CLI Guide

tag
SunriseEarth
Moderator Emeritus

Re: The Definitive Amex 3X CLI Guide Discussion Thread


@Anonymous wrote:

Do AU accounts count towards the $34,500 treshold? I have an authorized user card in my parents name, with a big credit limit. This card would definitely put me over the $34,500 limit (assuming I would be able to do a 3x on my 6k line).  


It shouldn't.



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 931 of 5,432
blackandgray
Member

Re: The Definitive Amex 3X CLI Guide Discussion Thread

Can someone explain what the difference is between requesting future increases at 180 days vs 181 days? The guide mentions 180 days, but in this discussion thread, there are many references to 181 days.

Message 932 of 5,432
baller4life
Super Contributor

Re: The Definitive Amex 3X CLI Guide Discussion Thread

The rule is 180 full days after last cli. So you become eligible on the 181st day.

Message 933 of 5,432
dallasjetfan
Established Contributor

Re: The Definitive Amex 3X CLI Guide Discussion Thread

Next Thursday is judgment day for me.  If approved I will move AMEX to top of my list of cards used.  If declined, they will drop below my CapOne in usage or be closed.

Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K
Message 934 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide Discussion Thread

So how much should I use the card? do I have to put high balances on it? I obviously plan to PIF every statement.

Message 935 of 5,432
dallasjetfan
Established Contributor

Re: The Definitive Amex 3X CLI Guide Discussion Thread

I must have missed the answer, but is everyone calling in for the CLI at 61 days and asking or doing it online??

Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K
Message 936 of 5,432
myjourney
Super Contributor

Re: The Definitive Amex 3X CLI Guide Discussion Thread


@dallasjetfan wrote:

I must have missed the answer, but is everyone calling in for the CLI at 61 days and asking or doing it online??


I've done all mine online ....quick and simple 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 937 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide Discussion Thread

Hey all,

 

I'm trying to find this answer in the thread, but it's a simple question, so I figured I'd post since someone here probably knows the answer.

 

I just got approved for an Amex 2 weeks ago. I may apply for a second one within the next few days. If I get approved for a second Amex now, can I still request the 3x CLI for the first card on day 61?  Or do I need to wait 6-months from approval on the 2nd card?

 

TIA.

Message 938 of 5,432
waynes1982
Frequent Contributor

Re: The Definitive Amex 3X CLI Guide Discussion Thread

So is the 61 day limit increase a HP or SP?  I have all of my reports frozen, and I will unfreeze if I have to, but don't want to unfreeze them.

 

I have the following cards:

 

Delta Gold initial limit $3500 approved 8/6/2014

Blue Sky initial limit $8500 approved 8/11/2014

Jet Blue initial limit $8000 approved 8/14/2014

 

I was thinking about requesting the 3x CLI on the Jet Blue card so that card will hopefully take me to $24,000.  Don't want to risk FR with the Blue Sky card since that will put me over the 25K mark.

 

After this card gets the 3x CLI, how long do I have to wait for requesting a CLI on the other cards?

Gardening since 06/01/2016


Message 939 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide Discussion Thread

SP, 6 months after a CLI before requesting an increase on any other Amex.  Those are the things I knew for sure.  What I wasn't sure about was whether or not you could apply for a 61-day CLI after opening a second account within those first 61 days (wasn't sure if another new account counted as the "one CLI per 6 months".  However, reading threads on other sites, it seems that the additional apps will not affect your ability to get 3x on whichever 61-day CLI you try first.  But after that, you can't get a CLI on anything with Amex for 6 months.

Message 940 of 5,432
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.