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Valued Contributor
Repo-ed
Posts: 2,602
Registered: ‎02-09-2012

Re: The Definitive Amex 3X CLI Guide

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‎01-13-2013 12:54 PM

Well, you'll be a valuable member before many others - to include myself.

Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge
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Valued Member
Joesh
Posts: 41
Registered: ‎05-21-2012

Re: The Definitive Amex 3X CLI Guide

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‎01-13-2013 01:56 PM - edited ‎01-13-2013 01:58 PM

Thanks for this. What are some recommended ways to use this card before asking for the 3x CLI? I made a big purchse between 20-40% of the credit line each of the 2 months and paid them off immediately (before the charge even posted - so I had a negative balance in both instances). In the first month I posted a statement of 2% utilization, this statement I have 4% utilization and my statement cuts on like the 19th. Should I make my 2nd statement post $0?

 

2nd question. I added my fiancee as an AU. Can I add her income to mine in the CLI request?

AMEX BCP : $15K | Citi Forward : $8.5K | Citi Dividend : $8K | NFL Cash Rewards : $6K
Chase Freedom : $5K | Discover More : $5K | BoA Travel Rewards : 3K

Age: 24 | Occupation: Grad Student | CreditKarma: 732 |
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Established Contributor
armbenderc
Posts: 796
Registered: ‎09-11-2012

Re: The Definitive Amex 3X CLI Guide

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‎01-13-2013 03:11 PM

Well done. Very nice job describing it. :smileyvery-happy:

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (04/13) 734
2013 App'd: 03/01/13 - Discover IT (Approved), 03/04/13 - Amex BCE (Approved), 05/04/13 - CSP (Approved)
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: The Definitive Amex 3X CLI Guide

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‎01-13-2013 06:28 PM

Great info, thanks for taking the time to put it together!
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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nicholasyud
Posts: 1,589
Registered: ‎08-13-2012

Re: The Definitive Amex 3X CLI Guide

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‎01-13-2013 06:45 PM

That;s what we been talking about MustangSaluki

Great job.

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800

Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k

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Regular Contributor
stone
Posts: 236
Registered: ‎11-15-2011

Re: The Definitive Amex 3X CLI Guide

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‎01-14-2013 12:11 AM

Document is require for CL above $25K, is it inclusive of exclusive?

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Anarchy
Posts: 50
Registered: ‎01-30-2011

Re: The Definitive Amex 3X CLI Guide

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‎01-14-2013 12:25 AM - edited ‎01-14-2013 12:26 AM

Post of the month! I applaud you for this excellent summary.

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Frequent Contributor
Cageym
Posts: 457
Registered: ‎07-31-2012

Re: The Definitive Amex 3X CLI Guide

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‎01-14-2013 01:17 AM

Well done!

What's in my wallet: Cap1 MC $5K NFCU Sig Visa $20k Amex Zync NPSL Delta Gold $6k BCE $2k Citi Simplicity $5450 Prioriity Select Visa 5.9K
Starting Score: 5/2010 550-ish
Current Score: 4/30/2013 TU 800 4/30/2013 EQ 793 1/04/2013 EX(USAA) 779
Goal Score: 800
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CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: The Definitive Amex 3X CLI Guide

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‎01-14-2013 05:05 AM - edited ‎01-14-2013 05:14 AM

I'm going to thank you for making such a guide even before reading it. Now there, I jump on it :smileyhappy:

 

okay, I'm done and the guide is s good wow! sticky

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
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lylesvegas
Posts: 80
Registered: ‎11-21-2012

Re: The Definitive Amex 3X CLI Guide

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‎01-14-2013 05:36 AM

This is one example of what makes this board soooooooo great !!!!!!!!!!!!!! Fantastic Job !!!!!!!!!!!

Started Gardening Thanksgiving Day 2012 !!

Wells Fargo Cash Rewards / Discover More/ Barclaycard Rewards / Cap One Platinum / Cap One Cash card/ PayPal Smart Connect
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