Joesh wrote:Thanks for this. What are some recommended ways to use this card before asking for the 3x CLI? I made a big purchse between 20-40% of the credit line each of the 2 months and paid them off immediately (before the charge even posted - so I had a negative balance in both instances). In the first month I posted a statement of 2% utilization, this statement I have 4% utilization and my statement cuts on like the 19th. Should I make my 2nd statement post $0?
2nd question. I added my fiancee as an AU. Can I add her income to mine in the CLI request?
Spending patterns that increase the chances of receiving CLI is one of the most difficult things to predict. One would need to be an Amex insider to really say that with accuracy. On the forums we have to go by experiences and data points provided by others. For obvious reasons something like this will never officially come out. In my opinion you are doing everything right though. Most of us have a charge card mentality with Amex credit products. If possible always let the statement close at 0, especially for Amex. Having said that I have also seen posts where folks received CLI without following this type of pattern. It is not a good idea to emulate them as you never know what their income and credit profile were which are other critical factors.
As far as adding fiancee's income, it may be gray area. If Amex requests documentation/4506T, they may see a discrepancy down the road. You are a better judge than the forum 
I just heard something new from a CSR, and was wondering if anyone had the same information giving to them.
I was coming up on my 6 month CLI request, (feb3,2013) and called AMEX to verify this date to avoid jumping the gun and getting another 90 days tacked onto my wait.
I was surprised when the said I was eligible for a CLI in June of this year. I asked why not 6 months from my last CLI. They shared that if you move limits (which I did) between 2 cards (blue to Hilton honors) then that counts as a CLI, and resets the 6 month clock.
Has anyone ever heard of this before, and was the CSR accurate? I would be annoyed with myself if I moved a limit 2 months before I could triple it, and now have to wait another 6 months.
Thanks everyone.
Starting Score: 636
pdog661 wrote:I just heard something new from a CSR, and was wondering if anyone had the same information giving to them.
I was coming up on my 6 month CLI request, (feb3,2013) and called AMEX to verify this date to avoid jumping the gun and getting another 90 days tacked onto my wait.
I was surprised when the said I was eligible for a CLI in June of this year. I asked why not 6 months from my last CLI. They shared that if you move limits (which I did) between 2 cards (blue to Hilton honors) then that counts as a CLI, and resets the 6 month clock.
Has anyone ever heard of this before, and was the CSR accurate? I would be annoyed with myself if I moved a limit 2 months before I could triple it, and now have to wait another 6 months.
Thanks everyone.
That doesn't add up at all. If that were the case, then they should not have allowed the CL adjustment as it would have occured during the 6 month ineligible window ? Please call again to see if you get a different answer from a more informed CSR. Hopefully they have not made any notations on your account so you are not given the same answer. Please report back as it will be very helpful to others. Hope you get a different (and better) answer
MustangSaluki wrote:
pdog661 wrote:I just heard something new from a CSR, and was wondering if anyone had the same information giving to them.
I was coming up on my 6 month CLI request, (feb3,2013) and called AMEX to verify this date to avoid jumping the gun and getting another 90 days tacked onto my wait.
I was surprised when the said I was eligible for a CLI in June of this year. I asked why not 6 months from my last CLI. They shared that if you move limits (which I did) between 2 cards (blue to Hilton honors) then that counts as a CLI, and resets the 6 month clock.
Has anyone ever heard of this before, and was the CSR accurate? I would be annoyed with myself if I moved a limit 2 months before I could triple it, and now have to wait another 6 months.
Thanks everyone.
That doesn't add up at all. If that were the case, then they should not have allowed the CL adjustment as it would have occured during the 6 month ineligible window ? Please call again to see if you get a different answer from a more informed CSR. Hopefully they have not made any notations on your account so you are not given the same answer. Please report back as it will be very helpful to others. Hope you get a different (and better) answer
That is funny. I said the same thing to the CSR. She even said that I could move a limit today, but it would once again re-set the clock. She said she could over ride the transfer window, but not the CLI window. Very odd. I will call tomorrow and speak with someone else. I will report back with the answer.
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