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Frequent Contributor
Posts: 272
Registered: ‎12-13-2012
0

The Discover "luv" button,

On a couple of threads I have seen comments regarding a credit limit increase referred to the luv button for Discover.  I assume this is the aforementioned button for requests for credit limit increases.  Yet, when I click on it, I always get:  Your credit limit increase request cannot be processed at this time. For assistance, please call 1-800-DISCOVER (1-800-347-2683).  Is this a YMMV moment with them?  I don't know if it matters that this the Escape version.

Experian Score: 689--Amex 27 July 2014; Equifax Score 680--MyFICO--17 September 2014; TransUnion Score 718-Discover 20 August 2014--PUH-RAISE JESUS, I finally broke 700!!! Cards and Credit Lines: Escape by Discover, Chase Freedom Signature Visa, Chase United MileagePlus Explorer Signature Visa, Chase Sapphire Preferred Signature Visa, Barclay's Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, Macy's Premier Elite, Amazon Store Card, Lord & Taylor, Nordstrom, Discover It, Gold Delta SkyMiles from American Express, PayPal BML.
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: The Discover "luv" button,

Are you talking about the luv button under credit option drop down menu? If so i get the same. That means you dont have a cli offer via SP.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Frequent Contributor
Posts: 272
Registered: ‎12-13-2012
0

Re: The Discover "luv" button,


jsickz32 wrote:
Are you talking about the luv button under credit option drop down menu? If so i get the same. That means you dont have a cli offer via SP.

Ah!  Well, that explains it.  I don't have a need for a cli, but it would help with overall utilization.  Thanks!

Experian Score: 689--Amex 27 July 2014; Equifax Score 680--MyFICO--17 September 2014; TransUnion Score 718-Discover 20 August 2014--PUH-RAISE JESUS, I finally broke 700!!! Cards and Credit Lines: Escape by Discover, Chase Freedom Signature Visa, Chase United MileagePlus Explorer Signature Visa, Chase Sapphire Preferred Signature Visa, Barclay's Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, Macy's Premier Elite, Amazon Store Card, Lord & Taylor, Nordstrom, Discover It, Gold Delta SkyMiles from American Express, PayPal BML.
Frequent Contributor
Posts: 411
Registered: ‎05-01-2010
0

Re: The Discover "luv" button,

That doesn't necessarily mean that. If you really want a CLI, you can always try the automated phone system. It won't do a HP unless you talk to a person, and you can tell the you don't want to continue if it will result in a HP.

Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: The Discover "luv" button,

Ive called 3 times about it and ive been told the same thing. They will ask you about income and then say sorry no cli offer for you.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
0

Re: The Discover "luv" button,

I think it means you aren't eligible. Ive not had my account for more than 6 months yet, so my cli button is never avail :-/
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: The Discover "luv" button,

Does anyone know how to become eligible for a sp cli on Discover via the luv button? I read here people getting it after 6 months of getting the card, but mine always says the Sorry not available message and i had the card for almost a year on April. Even on the phone it isn't available because it always transfers me to a CSR. Is that a sign that our accounts will always need a hp every time for a cli?
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
0

Re: The Discover "luv" button,

Gotta wait six months!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: The Discover "luv" button,

My account is the same. Ive called and ask for a cli using a HP and they refused saying my account isnt old enough (8 months) for a HP cli.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: The Discover "luv" button,

I wish they would tell you that before submitting it using a hp. :/
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
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