The Discovery Luv Button is Back

TheBronxBomber · ‎03-14-2012

I just logged into discovery and was browsing through the website and noticed that the request CLI was back. Good luck to those of you that may use it.

Current myFICO Scores:03/08/12 EQ: 801 • TU: 801 • Bank of America TU FICO: 822 • Credit Karma Vantage: 873

My Wallet: Amex Business Platinum | Amex SPG (5k) | Amex Delta Reserve (33k) | Citi ThankYou Premier World MasterCard (26k) | Chase Mileage Club Visa Signature (15k)
Sock Drawer: Barclay Ring MasterCard (10k) | Discover More (6.5k) | CapitalOne VentureOne (4.5k) | Macy's | Amex Platinum Personal

Happychap · ‎03-14-2012

Its an HP right?

TheBronxBomber · ‎03-14-2012

@Happychap wrote:
Its an HP right?

according to the site, it says that a HP may or may not be done.

Current myFICO Scores:03/08/12 EQ: 801 • TU: 801 • Bank of America TU FICO: 822 • Credit Karma Vantage: 873

My Wallet: Amex Business Platinum | Amex SPG (5k) | Amex Delta Reserve (33k) | Citi ThankYou Premier World MasterCard (26k) | Chase Mileage Club Visa Signature (15k)
Sock Drawer: Barclay Ring MasterCard (10k) | Discover More (6.5k) | CapitalOne VentureOne (4.5k) | Macy's | Amex Platinum Personal

learnin113 · ‎03-14-2012

Yes! *Reports frozen*

TheBronxBomber · ‎03-14-2012

@learnin113 wrote:
Yes! *Reports frozen*

haaaaaaaa! I'm tempted to press!

Current myFICO Scores:03/08/12 EQ: 801 • TU: 801 • Bank of America TU FICO: 822 • Credit Karma Vantage: 873

My Wallet: Amex Business Platinum | Amex SPG (5k) | Amex Delta Reserve (33k) | Citi ThankYou Premier World MasterCard (26k) | Chase Mileage Club Visa Signature (15k)
Sock Drawer: Barclay Ring MasterCard (10k) | Discover More (6.5k) | CapitalOne VentureOne (4.5k) | Macy's | Amex Platinum Personal

andre181 · ‎03-14-2012

I did it.

First I asked for a $5k increase. It said to get $5k, it would be a hard pull, so I hit cancel.

Then I tried again for $2,500, instantly approved with a soft pull.

emptypockets · ‎03-14-2012

I tried also. Account was opened 4/2011, current CL is 4k. Asked for 2500, they countered with 500 and said to be considered for 2500 it would require a hard pull. I took the 500.

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797

FrugalRican · ‎03-14-2012

Last two posts. Fascinating. I wonder how long you'd have to wait til you are considered for a CLI.

I've been with Discover only since February.

Follow my financial journey: http://www.frugalrican.com

EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

emptypockets · ‎03-14-2012

I was told when I got the card that you could ask for a CLI at 6 months. After I had the card 6 months, the CLI button was there, and when I did the request I got the message that a hard pull would be required do I cancelled the request. The CLI button then went away. I looked for the CLI request on the account just this past week and it wasn't there. When I saw this post I checked this AM, and the CLI button was back, so I pulled the trigger. I hoped for more, but since I wasn't really planning on using the CLI for anything but help with utilization, $500 is OK. At this point, I don't want a hard pull for a CLI ( although I just thought about it, they check EQ and I have 0 INQ's on EQ)! Oh well, no biggie. Good luck to everyone else with CLI's!!

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797

Anonymous · ‎03-14-2012

I just tried and got "

We're Sorry.

Your credit limit increase request cannot be processed at this time. For assistance, please call 1-800-DISCOVER (1-800-347-2683)."

But I have only had the card since January, so maybe at 6 months I will click it again.

TBC