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Valued Contributor
12njoy
Posts: 1,698
Registered: ‎09-11-2013
0

Re: The Duck Card

That is odd. Maybe one of the veterans here can explain.
EX FAKO: 723 EQ FAKO: 709 TU FAKO: 732/FICO 762
Total Credit Limits: $270,600 (July 2013 starting credit limits totaled $2,700) - Goal Met (What to do now...)
current utilization: 3% - current AAoA: 1.5-2.2 years
In my wallet: Amex(15.1k), Barclays(11.7k), BofA(22k), Chase(10k), Diners Club(30k), Discover(14.5k), 5/3(18k), GECRB(22k), Huntington National Bank(.5k what the...), NASA FCU(5k), NFCU(65k), State Farm(4k), Tires Plus(2.2k), USAA(30.6k), US Bank(5k), and Wells Fargo(15k).
Community Leader
Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
0

Re: The Duck Card


xXIDaShizIXx wrote:

12njoy wrote:

@op,

 

If for some reason you are denied (I hope not) please posts on this thread that I started for Duck denials; http://ficoforums.myfico.com/t5/Credit-Cards/Please-post-Duck-card-denials/m-p/2757057#M786985

 


This is odd. They said they don't need to verify anything on my account that I would get either the card/approval or a denial in the mail in 7-10 business days. What could this possibly mean?


You mean you app right? 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Established Contributor
xXIDaShizIXx
Posts: 515
Registered: ‎10-30-2013
0

Re: The Duck Card


myjourney wrote:

xXIDaShizIXx wrote:

12njoy wrote:

@op,

 

If for some reason you are denied (I hope not) please posts on this thread that I started for Duck denials; http://ficoforums.myfico.com/t5/Credit-Cards/Please-post-Duck-card-denials/m-p/2757057#M786985

 


This is odd. They said they don't need to verify anything on my account that I would get either the card/approval or a denial in the mail in 7-10 business days. What could this possibly mean?


You mean you app right? 


Yes, so what could this mean?

Community Leader
Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
0

Re: The Duck Card


xXIDaShizIXx wrote:

myjourney wrote:

xXIDaShizIXx wrote:

12njoy wrote:

@op,

 

If for some reason you are denied (I hope not) please posts on this thread that I started for Duck denials; http://ficoforums.myfico.com/t5/Credit-Cards/Please-post-Duck-card-denials/m-p/2757057#M786985

 


This is odd. They said they don't need to verify anything on my account that I would get either the card/approval or a denial in the mail in 7-10 business days. What could this possibly mean?


You mean you app right? 


Yes, so what could this mean?


You may get the card I truly hope so but I have to be honest because I don't want you to get your hopes up and be let down.

It was probably a denial which is why they didn't need any info from you and told you to wait for mail....

Sorry :smileysad:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Established Contributor
xXIDaShizIXx
Posts: 515
Registered: ‎10-30-2013
0

Re: The Duck Card


myjourney wrote:

xXIDaShizIXx wrote:

myjourney wrote:

xXIDaShizIXx wrote:

12njoy wrote:

@op,

 

If for some reason you are denied (I hope not) please posts on this thread that I started for Duck denials; http://ficoforums.myfico.com/t5/Credit-Cards/Please-post-Duck-card-denials/m-p/2757057#M786985

 


This is odd. They said they don't need to verify anything on my account that I would get either the card/approval or a denial in the mail in 7-10 business days. What could this possibly mean?


You mean you app right? 


Yes, so what could this mean?


You may get the card I truly hope so but I have to be honest because I don't want you to get your hopes up and be let down.

It was probably a denial which is why they didn't need any info from you and told you to wait for mail....

Sorry :smileysad:


So where should I go from here?:/

Community Leader
Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
0

Re: The Duck Card


xXIDaShizIXx wrote:

myjourney wrote:

xXIDaShizIXx wrote:

myjourney wrote:

xXIDaShizIXx wrote:

12njoy wrote:

@op,

 

If for some reason you are denied (I hope not) please posts on this thread that I started for Duck denials; http://ficoforums.myfico.com/t5/Credit-Cards/Please-post-Duck-card-denials/m-p/2757057#M786985

 


This is odd. They said they don't need to verify anything on my account that I would get either the card/approval or a denial in the mail in 7-10 business days. What could this possibly mean?


You mean you app right? 


Yes, so what could this mean?


You may get the card I truly hope so but I have to be honest because I don't want you to get your hopes up and be let down.

It was probably a denial which is why they didn't need any info from you and told you to wait for mail....

Sorry :smileysad:


So where should I go from here?:/


Be patience wait on the letter, update us and you can go from there ....I know it's hard 

I've been watching lately your moving to fast slow and steady wins the race and racking up HP's with no results prolongs the process 

I would rather tell you the truth then sugar coat it ......:smileyembarrassed:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Established Contributor
xXIDaShizIXx
Posts: 515
Registered: ‎10-30-2013
0

Re: The Duck Card

Well thank you for the honesty. I'll be sure to keep you guys updated.

Valued Contributor
12njoy
Posts: 1,698
Registered: ‎09-11-2013
0

Re: The Duck Card

@op,

 

I'll keep my fingers crossed for you.   That waiting is excruciating I know.  I really hope you get it.  I wonder if they are indeed tightening the purse strings.  My plan for November 2014 may be up in smokes.  Come on Amex (March 2014 baby).

EX FAKO: 723 EQ FAKO: 709 TU FAKO: 732/FICO 762
Total Credit Limits: $270,600 (July 2013 starting credit limits totaled $2,700) - Goal Met (What to do now...)
current utilization: 3% - current AAoA: 1.5-2.2 years
In my wallet: Amex(15.1k), Barclays(11.7k), BofA(22k), Chase(10k), Diners Club(30k), Discover(14.5k), 5/3(18k), GECRB(22k), Huntington National Bank(.5k what the...), NASA FCU(5k), NFCU(65k), State Farm(4k), Tires Plus(2.2k), USAA(30.6k), US Bank(5k), and Wells Fargo(15k).
Established Contributor
xXIDaShizIXx
Posts: 515
Registered: ‎10-30-2013
0

Re: The Duck Card


12njoy wrote:

@op,

 

I'll keep my fingers crossed for you.   That waiting is excruciating I know.  I really hope you get it.  I wonder if they are indeed tightening the purse strings.  My plan for November 2014 may be up in smokes.  Come on Amex (March 2014 baby).


So I found the underwriters number and called. They said they did not have a denial on file and that they were waiting on an approval, with the decision being made Monday. So I don't know really what they meant by that, but hopefully I'll get approved for something monday. The lady told me just to call back monday to see what the results were.

Community Leader
Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
0

Re: The Duck Card


xXIDaShizIXx wrote:

12njoy wrote:

@op,

 

I'll keep my fingers crossed for you.   That waiting is excruciating I know.  I really hope you get it.  I wonder if they are indeed tightening the purse strings.  My plan for November 2014 may be up in smokes.  Come on Amex (March 2014 baby).


So I found the underwriters number and called. They said they did not have a denial on file and that they were waiting on an approval, with the decision being made Monday. So I don't know really what they meant by that, but hopefully I'll get approved for something monday. The lady told me just to call back monday to see what the results were.


I have my fingers crossed for you 

Good luck 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13



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