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Established Contributor
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Registered: ‎10-30-2013
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Re: The Duck Card


myjourney wrote:

xXIDaShizIXx wrote:

12njoy wrote:

@op,

 

I'll keep my fingers crossed for you.   That waiting is excruciating I know.  I really hope you get it.  I wonder if they are indeed tightening the purse strings.  My plan for November 2014 may be up in smokes.  Come on Amex (March 2014 baby).


So I found the underwriters number and called. They said they did not have a denial on file and that they were waiting on an approval, with the decision being made Monday. So I don't know really what they meant by that, but hopefully I'll get approved for something monday. The lady told me just to call back monday to see what the results were.


I have my fingers crossed for you 

Good luck 


Thank you guys! Hopefully I will get approved for something. Even a "toy" limit would be great so I could start building my credit files. Just anything that isn't secured would be a small miracle! Smiley Happy

TU FICO: 729/ EXP FICO: 735/ EQ FICO:

Capital One Venture: $15k; Capital One Quicksilver: $5k; Bank of America Cash Rewards: $5k; Ashley Furniture: $4.5K; Car Care One: $4.5k; Chase Slate: $3.8K; Barclaycard Rewards: $2.5K; AMEX DG: $2K, Citi AAdvantage: $1.5K, Discover IT Miles: $1.3K
Valued Contributor
Posts: 2,922
Registered: ‎09-11-2013
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Re: The Duck Card

what number did you call?

EX FICO 719 EQ FICO 698 TU FICO 722
Total Credit Limits: $468,800 (July 2013 starting credit limits totaled $2,700) - current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(24.6k), Barclays(18.2k), Capital One (45k), Chase(34k), CITI(5k), Diners Club(30k), Discover(16.5k), 5/3(18k), Equality Visa(4k), FIA Amex(35k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Rakuten Mastercard(2k), Synchrony(72k), USAA(48k), US Bank(6.5k), and Wells Fargo(37.5k).
Established Contributor
Posts: 638
Registered: ‎10-30-2013
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Re: The Duck Card

[ Edited ]

12njoy wrote:

what number did you call?


8556043243 why?

TU FICO: 729/ EXP FICO: 735/ EQ FICO:

Capital One Venture: $15k; Capital One Quicksilver: $5k; Bank of America Cash Rewards: $5k; Ashley Furniture: $4.5K; Car Care One: $4.5k; Chase Slate: $3.8K; Barclaycard Rewards: $2.5K; AMEX DG: $2K, Citi AAdvantage: $1.5K, Discover IT Miles: $1.3K
Valued Contributor
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Registered: ‎09-11-2013
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Re: The Duck Card

I was thinking of just throwing caution to the wind and applying myself so I can put myself out of the 10 month misery (trying to wait for November).

EX FICO 719 EQ FICO 698 TU FICO 722
Total Credit Limits: $468,800 (July 2013 starting credit limits totaled $2,700) - current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(24.6k), Barclays(18.2k), Capital One (45k), Chase(34k), CITI(5k), Diners Club(30k), Discover(16.5k), 5/3(18k), Equality Visa(4k), FIA Amex(35k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Rakuten Mastercard(2k), Synchrony(72k), USAA(48k), US Bank(6.5k), and Wells Fargo(37.5k).
Established Contributor
Posts: 638
Registered: ‎10-30-2013
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Re: The Duck Card


12njoy wrote:

I was thinking of just throwing caution to the wind and applying myself so I can put myself out of the 10 month misery (trying to wait for November).


Do it and let me know what you get! Smiley Happy At least I would have someone to wait with! Smiley Happy

TU FICO: 729/ EXP FICO: 735/ EQ FICO:

Capital One Venture: $15k; Capital One Quicksilver: $5k; Bank of America Cash Rewards: $5k; Ashley Furniture: $4.5K; Car Care One: $4.5k; Chase Slate: $3.8K; Barclaycard Rewards: $2.5K; AMEX DG: $2K, Citi AAdvantage: $1.5K, Discover IT Miles: $1.3K
Valued Contributor
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Registered: ‎09-11-2013
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Re: The Duck Card

Ok here goes caution to the windSmiley Mad

EX FICO 719 EQ FICO 698 TU FICO 722
Total Credit Limits: $468,800 (July 2013 starting credit limits totaled $2,700) - current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(24.6k), Barclays(18.2k), Capital One (45k), Chase(34k), CITI(5k), Diners Club(30k), Discover(16.5k), 5/3(18k), Equality Visa(4k), FIA Amex(35k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Rakuten Mastercard(2k), Synchrony(72k), USAA(48k), US Bank(6.5k), and Wells Fargo(37.5k).
Established Contributor
Posts: 638
Registered: ‎10-30-2013
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Re: The Duck Card


12njoy wrote:

Ok here goes caution to the windSmiley Mad


Let me know the results! Smiley Happy

TU FICO: 729/ EXP FICO: 735/ EQ FICO:

Capital One Venture: $15k; Capital One Quicksilver: $5k; Bank of America Cash Rewards: $5k; Ashley Furniture: $4.5K; Car Care One: $4.5k; Chase Slate: $3.8K; Barclaycard Rewards: $2.5K; AMEX DG: $2K, Citi AAdvantage: $1.5K, Discover IT Miles: $1.3K
Valued Contributor
Posts: 2,922
Registered: ‎09-11-2013
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Re: The Duck Card

7-10 days.  No surprise there.

EX FICO 719 EQ FICO 698 TU FICO 722
Total Credit Limits: $468,800 (July 2013 starting credit limits totaled $2,700) - current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(24.6k), Barclays(18.2k), Capital One (45k), Chase(34k), CITI(5k), Diners Club(30k), Discover(16.5k), 5/3(18k), Equality Visa(4k), FIA Amex(35k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Rakuten Mastercard(2k), Synchrony(72k), USAA(48k), US Bank(6.5k), and Wells Fargo(37.5k).
Established Contributor
Posts: 638
Registered: ‎10-30-2013
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Re: The Duck Card


12njoy wrote:

7-10 days.  No surprise there.


Who knows? We may both get approved!

TU FICO: 729/ EXP FICO: 735/ EQ FICO:

Capital One Venture: $15k; Capital One Quicksilver: $5k; Bank of America Cash Rewards: $5k; Ashley Furniture: $4.5K; Car Care One: $4.5k; Chase Slate: $3.8K; Barclaycard Rewards: $2.5K; AMEX DG: $2K, Citi AAdvantage: $1.5K, Discover IT Miles: $1.3K
Valued Contributor
Posts: 2,922
Registered: ‎09-11-2013
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Re: The Duck Card

You might, but I will probably not due to a 15 month old paid baddie.  If I don't get approved, it's time for me to throw in the towel because November is a long time away and I have other cards that will likely grow beyond what I could potentially get from the Duck card in November (i.e. Amex and USAA). 

EX FICO 719 EQ FICO 698 TU FICO 722
Total Credit Limits: $468,800 (July 2013 starting credit limits totaled $2,700) - current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(24.6k), Barclays(18.2k), Capital One (45k), Chase(34k), CITI(5k), Diners Club(30k), Discover(16.5k), 5/3(18k), Equality Visa(4k), FIA Amex(35k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Rakuten Mastercard(2k), Synchrony(72k), USAA(48k), US Bank(6.5k), and Wells Fargo(37.5k).
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