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The Duck Card

Established Contributor

Re: The Duck Card


12njoy wrote:

You might, but I will probably not due to a 15 month old paid baddie.  If I don't get approved, it's time for me to throw in the towel because November is a long time away and I have other cards that will likely grow beyond what I could potentially get from the Duck card in November (i.e. Amex and USAA). 


Hey you never know, let me know the results once you talk to them?

Bank of America Cash Rewards: $27k; Capital One Venture: $21.2k; Care Credit: $18.2k; Chase Freedom: $7.5k; Chase Freedom Unlimited: $7.5k; Barclaycard Rewards: $6.7k; Chase Slate: $5k; Citi DC: $4.7k; Ashley Furniture: $10k; Car Care One: $10k; Discover IT Miles: $3.8k; AMEX BCE: $3,000; AMEX BS: $2,000.
Message 61 of 255
Super Contributor

Re: The Duck Card

I just called and was told the same thing you were to call back on Monday with the credit department is open.  This is a little different when I wad denied the last time.  Then I called in and they verified some information on credit report and said that they were forwarding the application to the credit department for further processing.  This doesn't sound promising as I believe MJourney said earlier.  If not, this is my last app for the Duck card.  It just might not be meant to be for me. I will call Monday and surely post any information.Man Indifferent

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 62 of 255
Super Contributor

Re: The Duck Card

I agree. For some strange reason the wait for the decision when it's not instant approval can be painful. No exaggeration intended.
Message 63 of 255
Super Contributor

Re: The Duck Card

@CreditMagic7,

 

I expect a denial in my case, so an approval would be welcome news.  All the accounts in my siggy 9, except Barclays and Michael Tire, were opened since July 2013.  I also closed two secured cards at $5,000 each with 20 and 21 months of PIF history.  I think it'll come down to the 15 month baddie.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 64 of 255
Super Contributor

Re: The Duck Card

Weekend waits are the worse. Added to that for me was Christmas Holiday.

Hopefully they'll pull you through.
Message 65 of 255
Super Contributor

Re: The Duck Card

@CreditMagic7,

 

I actually don't mind the wait.  I pulled in an extra $19,000 in credit this past weekend which is not reporting yet.  We'll see what happens next week.  If I don't get it, I at least hope the OP gets one.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 66 of 255
Moderator

Re: The Duck Card


12njoy wrote:

@CreditMagic7,

 

I actually don't mind the wait.  I pulled in an extra $19,000 in credit this past weekend which is not reporting yet.  We'll see what happens next week.  If I don't get it, I at least hope the OP gets one.


If you believe it will be denied then it will be. Believe and act like you have already been approved and have possession of the card and you may very well be surpised. Good luck Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 67 of 255
Super Contributor

Re: The Duck Card

@gdale6

 

Thanks for the support.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 68 of 255
Established Contributor

Re: The Duck Card


12njoy wrote:

@CreditMagic7,

 

I actually don't mind the wait.  I pulled in an extra $19,000 in credit this past weekend which is not reporting yet.  We'll see what happens next week.  If I don't get it, I at least hope the OP gets one.


I hope I do too lol! We will see, the wait will be killer, but I'm working some long shifts for the next two days so hopefully itll take my mind off of it until monday.

Bank of America Cash Rewards: $27k; Capital One Venture: $21.2k; Care Credit: $18.2k; Chase Freedom: $7.5k; Chase Freedom Unlimited: $7.5k; Barclaycard Rewards: $6.7k; Chase Slate: $5k; Citi DC: $4.7k; Ashley Furniture: $10k; Car Care One: $10k; Discover IT Miles: $3.8k; AMEX BCE: $3,000; AMEX BS: $2,000.
Message 69 of 255
Super Contributor

Re: The Duck Card

It's the new year and hopefully the continuance of a great start for us both.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 70 of 255