Credit Cards Center Credit cards from our partners
Reply
Frequent Contributor
Posts: 258
Registered: ‎09-25-2013
0

Re: The Duck Card

Just curious.  Did you guys opt for the cash back version or the one with the lower apr?

Credit Scores: Equifax - 744 (Oct FICO) | Experian 736(Oct Fico) | Transunion - 755(Oct Fico)

Credit Lines: Diners Club 20k | Penfed Plat Rewards 7k | SDFCU 5k | Amex BCE - 10.5k | Chase Freedom 4.5k | CSP - 10.6k | Discover IT - 9k | Sallie Mae 3.8k | BofA 123 - 4.9k | CITI Double Cash 9.1k | Total Rewards 3.25k
Super Contributor
Posts: 6,450
Registered: ‎09-11-2013
0

Re: The Duck Card

@Hockeyplayrr,

 

I believe it was the cash back option for me.  My thought was the low apr is probably reserved for those with excellent credit.

EX FICO 739 EQ FICO 710 TU FICO 741 ***Total Credit Limits: $872,350 The past is the past. In my wallet: Alaska Airlines Visa (21k), Amex(35.1k), Amex Green (NPSL), BankAmericard (55.5k), Barclay(2k), BB&T (2k), BBVA (20k), Blispay (7.5k), Cabelas (18k), Capital One (50.2k), Chase(28.5k), CITI(18.6k), DCU Platinum (7.5K), Diners Club(2 @15k), Discover IT/Chrome(30k), 5/3(42.5k), Equality Visa(5k), Huntington Voice(2 @12k), Key Bank(47.5k), NASA FCU(5k), NFCU(87k), FNBO's M Life Rewards(9.2k), Overstock Mastercard(14K), Old National Bank Amex (10.5k), Rakuten Mastercard(12k), Sun Country(17.5k), FNBO Amex (6k), Synchrony(104k), Penfed Defender (10k), Promise(12.5k), Cash Rewards(5k), TD Aeroplan/Client Rewards Visas (22.5k), Tower FCU(11.8k), Union Bank Visa(3.5k), USAA(50k), US Bank(6.5k), and WF Plat Visa/Propel Amex(40.5k).
Senior Contributor
Posts: 12,421
Registered: ‎01-04-2014
0

Re: The Duck Card

Cash Back version.
* It's All In The Magic Of Your Own Destiny * FICO TU 764 EQ 723 EX 764
Established Contributor
Posts: 712
Registered: ‎10-30-2013
0

Re: The Duck Card

Cash Back Version as well.

Capital One Venture: $21.2K; Bank of America Cash Rewards: $19.8K ; Care Credit: $5.5k; Chase Slate: $5k; Ashley Furniture: $4.5K; Car Care One: $4.5k; Barclaycard Rewards: $3.7k; Discover IT Miles: $2.8k; Citi DC: $2.3k; AMEX DG: $2k
Established Contributor
Posts: 712
Registered: ‎10-30-2013
0

Re: The Duck Card

Ah the wait is killer!!! Hopefully I will hear something back when I call them tomorrow!!! @ 12njoy let us know what they say to you as well ok? Also should I pull the three side by side fico scores since I am starting out now or wait (until when?) 

Capital One Venture: $21.2K; Bank of America Cash Rewards: $19.8K ; Care Credit: $5.5k; Chase Slate: $5k; Ashley Furniture: $4.5K; Car Care One: $4.5k; Barclaycard Rewards: $3.7k; Discover IT Miles: $2.8k; Citi DC: $2.3k; AMEX DG: $2k
Valued Member
Posts: 44
Registered: ‎03-18-2013
0

Re: The Duck Card

Don't trust your Duck/Beaver cards (until further notice). DO NOT leave the house with only this card.  Many people have had their accounts frozen and when you call in, they say "Your card may have been compromised" and offer no further info.

Aug 2012 TU/EQ/EX 500's (zero positive credit, one 6 year old CO for $1100) Rebuild->Cap 1 secured $200->TU 610 EQ/EX 640, Shell $500 (cli) $750, Macy's $500, Bloomie's $500 ->(cli $1.2K), Victorias' Secret $750->(cli 1K) (level 2 moves) NFCU Visa Signature $15K/$20K, USAA $4K, Amex Blue $9K/$37K, Amex Costco $10.5K Penfed Visa $2.5K, OCCU Beaver $20K, Amex SP Gold(no limit), Chase PRG 26K ~ MyFico TU775 EQ789 EX766 / $0-$200,000 CL in just 18 months.
Moderator
Posts: 28,655
Registered: ‎12-13-2013
0

Re: The Duck Card

Well guys & gals you may not be able to get any info out of these small time operators, seems they have frozen just about everyones card who has apped in last 2 months. I called card services this morn to find out what was up, pressed them hard and all they could say was "its possibly compromised", we will call you when we have further info..... Well this doesn't set with me, I didn't beleive them and I demanded that the card hold be released immediately or put it where sun doesn't shine, they refused so the Beaver card I had for all of 5 days is in the dustbin of OCCU Duck/Beaver history. Wishing you all the best of luck with them.

 

PS: Personally I think they are under pressure from regulators over loan loss reserves, in all my life I have never seen an organization like this hand out high limits to just about anyone who comes knocking, including people with BKs, other PRs, CA/JDB, COs, etc..

Senior Contributor
Posts: 12,421
Registered: ‎01-04-2014
0

Re: The Duck Card

You have to admit they been handing out super high starting limits like candy!

20k limits x multi apps for a good while now.

Well, at least i did manage to get a BT done before whatever is going to happen, happens.
* It's All In The Magic Of Your Own Destiny * FICO TU 764 EQ 723 EX 764
Established Contributor
Posts: 712
Registered: ‎10-30-2013
0

Re: The Duck Card


CreditMagic7 wrote:
You have to admit they been handing out super high starting limits like candy!

20k limits x multi apps for a good while now.

Well, at least i did manage to get a BT done before whatever is going to happen, happens.

Yeah if this hurts me I'm back to square one with secured cards that aren't even helping.

 

Capital One Venture: $21.2K; Bank of America Cash Rewards: $19.8K ; Care Credit: $5.5k; Chase Slate: $5k; Ashley Furniture: $4.5K; Car Care One: $4.5k; Barclaycard Rewards: $3.7k; Discover IT Miles: $2.8k; Citi DC: $2.3k; AMEX DG: $2k
Senior Contributor
Posts: 12,421
Registered: ‎01-04-2014
0

Re: The Duck Card

I just signed in to my (Duck) online account. Everything is there as expected. No cautions or any sort of hint to a problem. My spend is already been done for me until next month. Maybe whatever is raising all these recent rash of concerns will get ironed out once the business week goes forward again.
* It's All In The Magic Of Your Own Destiny * FICO TU 764 EQ 723 EX 764

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.