01-02-2014 10:25 AM
I'm in!! My biggest focus will be to pay down my NFCU card as much as possible to maximize UTI, for the biggest score bumps. The goal is to be as close to 750 across the board by years end. Good Luck everyone!!!
|CARD||CREDIT LIMIT||BALANCE||UTI %|
01-02-2014 06:57 PM - edited 01-02-2014 06:58 PM
SO, I went ahead and BT 3 Higher interest cards over to the NFCU Plat MC, at 2.99 interest for 12 months. I now have everything either at 0% or 2.99% for now... this 11k worth of debt should drop fairly quickly, I hope .. I will repost updated numbers in 10 days or so when it posts. This move saves me 78 bucks a month in interest payments.. so it effectively pays off my Cap 1 card for me over the course of 12 months.
01-05-2014 04:25 PM
is it too late to get into the payoff?
01-08-2014 08:42 AM
01-21-2014 01:36 PM
01-21-2014 02:18 PM
I started paying my cards down a couple of months ago -- they were all pretty much maxed out so, I've come along way. I went crazy buying new furniture. I have about $1,000 in funds that I can allocate each month towards paying them off. Right now, the amount I pay to each is almost equal. Also, I can probably eek out an additional $1,000 for this month. How should I use my money?
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