my wife and I have already done about 6 BT's since the 1st. Decided to go ahead and pay some stuff off using the cards then doing a BT for the 0%. Should have everything paid off well before the 12mth promo is over.
Learning from my past and rebuilding..
BK discharged 1/10/17 scores: EQ 659 | TU 630 | EX 659